39 Vulnerability Management jobs in Saudi Arabia
Manager - Vulnerability Management
Posted today
Job Viewed
Job Description
The role is responsible for embedding security into the software development lifecycle (SDLC) and ensuring the security of cloud-native, and microservices-based applications, and managing and optimizing the Data Security Assessment Tool (D-SAT). The role involves proactively identifying, assessing, and mitigating security risks in applications while implementing industry-leading security practices to safeguard digital assets.
Responsibilities- Implement Secure-by-Design and Zero Trust Architecture (ZTA) principles in agile & DevSecOps environments.
- Conduct automated and manual threat modelling for API security, cloud-native applications, and AI models.
- Lead the identification and classification of vulnerabilities, assess their risk levels, and collaborate with relevant stakeholders to prioritize remediation efforts.
- Oversee the remediation process, ensuring timely resolution of high-priority vulnerabilities and minimizing security risks to the organization.
- Perform static (SAST), dynamic (DAST), interactive (IAST), and software composition analysis (SCA) to identify security flaws.
- Assess and mitigate risks in AI/ML-based applications, including adversarial attacks and data poisoning threats.
- Implement cloud security controls across Google cloud and Oracle Cloud, ensuring compliance with relevant standards.
- Integrate security testing tools into CI/CD pipelines
- Red Team Collaboration: Work closely with red and blue teams to conduct penetration testing and incident response.
- Develop and present regular reports on vulnerability management metrics, progress on remediation, and the overall security posture of the organization.
- Regulatory Compliance: Ensure compliance with ISO 27001,PCI DSS, and Saudi Arabian Cybersecurity Standards.
- Perform any other duties assigned to by line manager related to the nature of the work
- Enforce, incorporate, and comply with all necessary controls and related information security policies, procedures, practices, training, reporting, personal due diligence and vigilance, within departmental/unit activities and operations.
Preferred Qualifications
- A tertiary level qualification from a recognized institution Computer Science, Information Security, or a related field.
Years & Nature of Experience
- Recommended 3 to 5 years of equivalent experience in information security or vulnerability management where required competencies and experience has been demonstrated
- Proven experience managing security tools like D-SAT, vulnerability scanners, or similar platforms.
- Strong understanding of risk management frameworks and vulnerability assessment methodologies.
Vulnerability and Patch Management Specialist
Posted today
Job Viewed
Job Description
Company Description
Innovative Solutions (IS) is a leading pure-player Cybersecurity company established in 2003, headquartered in Riyadh, with operations in Al Khobar, Jeddah, Dubai, and Abu Dhabi. Our mission is to bring trust to cyberspace and ensure that your business is secured through comprehensive cybersecurity solutions and services, which include advisory services, technical assurance, solution deployment, professional services, and managed security services.
Role Description
Comprehensive Vulnerability Assessment:
- Conduct a comprehensive assessment of the IT Infrastructure and applications to identify existing security vulnerabilities
- Prioritize and categorize the identified vulnerabilities based on their risk level, likelihood of exploitation, and potential impact on business operations
- Deliver a detailed technical report outlining
- Assessment findings, risk prioritization, and recommended remediation strategies
Development and Implementation of Security Strategies:
- Develop tailored and comprehensive strategies to address identified vulnerabilities
- Align security measures with organizational objectives and compliance requirements
Continuous Support and Reporting:
- Provide continuous support services to ensure the maintenance and effectiveness of implemented security measures
- Conduct regular reviews and assessments to identify areas for improvement and ensure compliance with evolving standards
- Generate and provide periodic reports outlining the current status of identified vulnerabilities
- Track and document the progress of mitigation efforts and remediation activities
- Provide insights and actionable recommendations to support informed decision-making and continuous improvement
Requirements
- Bachelor's degree in Computer Science, Information Technology, Cybersecurity, or a related field
- Minimum of 3 years of experience in vulnerability management, patch management, or related IT security roles
- Strong understanding of vulnerability assessment tools and methodologies
- Experience with patch management solutions and best practices
- Knowledge of security frameworks and standards, such as NIST, ISO 27001, or CIS Controls
- Proficiency in working with security tools, including vulnerability scanners, endpoints, and patch management software
- Strong analytical and problem-solving skills, with attention to detail
- Ability to work collaboratively within a team and communicate effectively with stakeholders
- Certifications such as Certified Information Systems Security Professional (CISSP) or Certified Ethical Hacker (CEH) are a plus
Vulnerability and Patch Management Specialist
Posted today
Job Viewed
Job Description
Innovative Solutions (IS) is a leading pure-player Cybersecurity company established in 2003, headquartered in Riyadh, with operations in Al Khobar, Jeddah, Dubai, and Abu Dhabi. Our mission is to bring trust to cyberspace and ensure that your business is secured through comprehensive cybersecurity solutions and services, which include advisory services, technical assurance, solution deployment, professional services, and managed security services.
Role DescriptionComprehensive Vulnerability Assessment:
- Conduct a comprehensive assessment of the IT Infrastructure and applications to identify existing security vulnerabilities.
- Prioritize and categorize the identified vulnerabilities based on their risk level, likelihood of exploitation, and potential impact on business operations.
- Deliver a detailed technical report outlining
- Assessment findings, risk prioritization, and recommended remediation strategies.
Development and Implementation of Security Strategies:
- Develop tailored and comprehensive strategies to address identified vulnerabilities.
- Align security measures with organizational objectives and compliance requirements
Continuous Support and Reporting:
- Provide continuous support services to ensure the maintenance and effectiveness of implemented security measures
- Conduct regular reviews and assessments to identify areas for improvement and ensure compliance with evolving standards
- Generate and provide periodic reports outlining the current status of identified vulnerabilities
- Track and document the progress of mitigation efforts and remediation activities
- Provide insights and actionable recommendations to support informed decision-making and continuous improvement
- Bachelor's degree in Computer Science, Information Technology, Cybersecurity, or a related field.
- Minimum of 3 years of experience in vulnerability management, patch management, or related IT security roles.
- Strong understanding of vulnerability assessment tools and methodologies.
- Experience with patch management solutions and best practices.
- Knowledge of security frameworks and standards, such as NIST, ISO 27001, or CIS Controls.
- Proficiency in working with security tools, including vulnerability scanners, endpoints, and patch management software.
- Strong analytical and problem-solving skills, with attention to detail.
- Ability to work collaboratively within a team and communicate effectively with stakeholders.
- Certifications such as Certified Information Systems Security Professional (CISSP) or Certified Ethical Hacker (CEH) are a plus.
Risk Assessment Specialist - (Saudi National)
Posted 9 days ago
Job Viewed
Job Description
At Parsons, you can imagine a career where you thrive, work with exceptional people, and be yourself. Guided by our leadership vision of valuing people, embracing agility, and fostering growth, we cultivate an innovative culture that empowers you to achieve your full potential. Unleash your talent and redefine what's possible.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.
Senior Vulnerability and Patch Management Consultant
Posted today
Job Viewed
Job Description
Innovative Solutions (IS) is a leading pure-player Cybersecurity company established in 2003, headquartered in Riyadh, with operations in Al Khobar, Jeddah, Dubai, and Abu Dhabi. Our mission is to bring trust to cyberspace and ensure that your business is secured through comprehensive cybersecurity solutions and services, which include advisory services, technical assurance, solution deployment, professional services, and managed security services.
Role DescriptionThe Senior Vulnerability and Patch Management Consultant will be responsible for overseeing the vulnerability management and patch management processes across our organization and our clients. This role requires a deep understanding of security vulnerabilities, patch management practices, and risk assessment methodologies to ensure the integrity and security of systems and data.
ResponsibilitiesComprehensive Vulnerability Assessment:
- Conduct a comprehensive assessment of the IT Infrastructure and applications to identify existing security vulnerabilities.
- Prioritize and categorize the identified vulnerabilities based on their risk level, likelihood of exploitation, and potential impact on business operations.
- Deliver a detailed technical report outlining
- Assessment findings, risk prioritization, and recommended remediation strategies.
Development and Implementation of Security Strategies:
- Develop tailored and comprehensive strategies to address identified vulnerabilities.
- Align security measures with organizational objectives and compliance requirements
Development and Implementation of Security Strategies:
- Deliver target training sessions to internal teams on Cybersecurity best practices.
- Enhance staff with practical knowledge to recognize and respond to security threats effectively.
Continuous Support and Reporting:
- Provide continuous support services to ensure the maintenance and effectiveness of implemented security measures
- Conduct regular reviews and assessments to identify areas for improvement and ensure compliance with evolving standards
- Generate and provide periodic reports outlining the current status of identified vulnerabilities
- Track and document the progress of mitigation efforts and remediation activities
- Provide insights and actionable recommendations to support informed decision makings and continuous improvement
- Expertise knowledge on Manage Engine Endpoint Central Enterprise (Distributed) Edition
- Bachelor's degree in Computer Science, Information Technology, Cybersecurity, or a related field.
- A minimum of 5 years of experience in vulnerability management, patch management, or related information security roles.
- In-depth knowledge of vulnerability assessment tools and methodologies.
- Proficiency with patch management solutions and processes.
- Strong understanding of security frameworks and compliance standards (e.g., NIST, ISO 27001, CIS Controls).
- Demonstrated experience in performing risk assessments and developing mitigation strategies.
- Excellent analytical, problem-solving, and communication skills.
- Ability to effectively lead projects and mentor junior team members.
- Certifications such as Certified Information Systems Security Professional (CISSP), Certified Ethical Hacker (CEH), or Certified Information Security Manager (CISM) are highly desirable.
Senior Vulnerability and Patch Management Consultant
Posted today
Job Viewed
Job Description
Company Description
Innovative Solutions (IS) is a leading pure-player Cybersecurity company established in 2003, headquartered in Riyadh, with operations in Al Khobar, Jeddah, Dubai, and Abu Dhabi. Our mission is to bring trust to cyberspace and ensure that your business is secured through comprehensive cybersecurity solutions and services, which include advisory services, technical assurance, solution deployment, professional services, and managed security services.
Role Description
The Senior Vulnerability and Patch Management Consultant will be responsible for overseeing the vulnerability management and patch management processes across our organization and our clients. This role requires a deep understanding of security vulnerabilities, patch management practices, and risk assessment methodologies to ensure the integrity and security of systems and data.
Responsibilities
Comprehensive Vulnerability Assessment:
- Conduct a comprehensive assessment of the IT Infrastructure and applications to identify existing security vulnerabilities
- Prioritize and categorize the identified vulnerabilities based on their risk level, likelihood of exploitation, and potential impact on business operations
- Deliver a detailed technical report outlining
- Assessment findings, risk prioritization, and recommended remediation strategies
Development and Implementation of Security Strategies:
- Develop tailored and comprehensive strategies to address identified vulnerabilities
- Align security measures with organizational objectives and compliance requirements
Development and Implementation of Security Strategies:
- Deliver target training sessions to internal teams on Cybersecurity best practices
- Enhance staff with practical knowledge to recognize and respond to security threats effectively
Continuous Support and Reporting:
- Provide continuous support services to ensure the maintenance and effectiveness of implemented security measures
- Conduct regular reviews and assessments to identify areas for improvement and ensure compliance with evolving standards
- Generate and provide periodic reports outlining the current status of identified vulnerabilities
- Track and document the progress of mitigation efforts and remediation activities
- Provide insights and actionable recommendations to support informed decision makings and continuous improvement
- Expertise knowledge on Manage Engine Endpoint Central Enterprise (Distributed) Edition
Requirements
- Bachelor's degree in Computer Science, Information Technology, Cybersecurity, or a related field
- A minimum of 5 years of experience in vulnerability management, patch management, or related information security roles
- In-depth knowledge of vulnerability assessment tools and methodologies
- Proficiency with patch management solutions and processes
- Strong understanding of security frameworks and compliance standards (e.g., NIST, ISO 27001, CIS Controls)
- Demonstrated experience in performing risk assessments and developing mitigation strategies
- Excellent analytical, problem-solving, and communication skills
- Ability to effectively lead projects and mentor junior team members
- Certifications such as Certified Information Systems Security Professional (CISSP), Certified Ethical Hacker (CEH), or Certified Information Security Manager (CISM) are highly desirable
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
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Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models