7 Underwriting jobs in Riyadh

Overview

Responsible for preparing accurate financial reports, conducting financial analysis, ensuring compliance with IFRS, and handling VAT reporting. Supports budgeting, forecasting, and month-end/year-end closing activities.

• Prepare monthly, quarterly, and annual financial statements in compliance with IFRS.
• Conduct financial analysis and variance reporting to support management decisions.
• Ensure timely and accurate VAT filing and compliance with local tax regulations.
• Support monthly and yearly closing processes.
• Assist in budgeting, forecasting, and financial planning.
• Maintain financial data accuracy in ERP systems.
• Coordinate with internal and external auditors.
• Improve reporting processes and financial controls.

• Bachelor’s degree in Accounting or Finance.
• 4–6 years of experience in financial reporting and analysis.
• Strong knowledge of IFRS and VAT regulations.
• Proficient in Excel and ERP systems (e.g., SAP, Oracle).
• Strong analytical and communication skills.

Overview

Job Description & Work Experience

• Support Aimes corporate planning and forecasting processes, ensuring financial models align with business strategy and performance trends.
• Conduct monthly financial reporting and variance analysis and lead business reviews, identifying key drivers and actionable insights.
• Partner with business leaders across departments to provide financial guidance, assess opportunities, and optimize resource allocation.
• Prepare presentations, insights and make recommendations to the Senior Leadership Team to guide strategic decision making.
• Assist in the development and automation of FP&A processes, enhancing efficiency and accuracy in forecasting, budgeting, and reporting.
• Develop and maintain KPIs and dashboards to track financial performance and business health.
• Support capital deployment and investment analysis, helping to drive optimal returns.
• Coach and mentor team members, fostering a strong analytical culture within the finance team.

• High attention to detail and the ability to manage multiple tasks simultaneously.
• 8-10 years of experience in financial planning & analysis, corporate finance, or a related field, preferably in a high-growth or tech-driven environment.
• Strong understanding of FP&A processes, financial modeling, and business strategy.
• Excellent analytical skills with the ability to translate complex financial data into clear and actionable insights.
• Proficiency in financial reporting tools, data visualization, and Excel-based modeling; experience with SQL and BI tools is a plus.
• Strong communication and stakeholder management skills to collaborate across teams and influence decision-making.
• Excellent proficiency in Arabic and English , both written and spoken.
• Previous experience in a Big four

• Experience in the art exhibition industry is a plus.
• Strong project management skills.
• Ability to work in a fast-paced, dynamic environment

Join Qiddiya Investment Company as a Senior Specialist – Contracts Management and contribute to one of the most ambitious entertainment and leisure developments in the world. In this role, you will be responsible for overseeing the full lifecycle of contracts, ensuring compliance, risk mitigation, and value generation across our business engagements.

• Review and ensure compliance of IT contract templates with internal standards, policies, and regulatory requirements
• Evaluate RFP packages and contractual terms and conditions (T&Cs) related to IT software, hardware, and services
• Summarize key IT contractual obligations , risks, and action items for internal stakeholders including IT, Legal, and Finance
• Coordinate and communicate IT contract requirements and updates across relevant departments and project teams
• Conduct financial due diligence on IT vendors and perform award analysis to support sourcing decisions
• Develop and support financial and commercial negotiation strategies for IT agreements
• Participate in negotiation meetings with IT suppliers and maintain detailed documentation of discussions and outcomes
• Identify and mitigate company risk exposure in non-standard IT contracts , ensuring proper legal and financial safeguards
• Provide input and insights on Bid Review Programs (BRP) to ensure competitiveness and alignment with technical requirements
• Monitor and enforce compliance with contractual terms, SLAs, KPIs, and vendor obligations
• Advise internal stakeholders on IT contractual and financial implications throughout procurement and vendor lifecycle
• Analyze contract data to produce insightful reports (weekly, monthly, and quarterly) for performance tracking and strategic planning
• Continuously identify and implement improvements in IT contract processes, tools, and operational controls

• Bachelor’s degree in Finance , Business Administration ,or a related field
• Minimum of 3 years of experience in IT contracts management , preferably within the technology sector
• Strong understanding of financial of commercial contracts, including risk assessment and compliance

Offering a comprehensive compensation and benefits package.

Join Qiddiya Investment Company as a Senior Specialist – Contracts Management and contribute to one of the most ambitious entertainment and leisure developments in the world. In this role, you will be responsible for overseeing the full lifecycle of contracts, ensuring compliance, risk mitigation, and value generation across our business engagements.

• Review and ensure compliance of IT contract templates with internal standards, policies, and regulatory requirements
• Evaluate RFP packages and contractual terms and conditions (T&Cs) related to IT software, hardware, and services
• Summarize key IT contractual obligations , risks, and action items for internal stakeholders including IT, Legal, and Finance
• Coordinate and communicate IT contract requirements and updates across relevant departments and project teams
• Conduct financial due diligence on IT vendors and perform award analysis to support sourcing decisions
• Develop and support financial and commercial negotiation strategies for IT agreements
• Participate in negotiation meetings with IT suppliers and maintain detailed documentation of discussions and outcomes
• Identify and mitigate company risk exposure in non-standard IT contracts , ensuring proper legal and financial safeguards
• Provide input and insights on Bid Review Programs (BRP) to ensure competitiveness and alignment with technical requirements
• Monitor and enforce compliance with contractual terms, SLAs, KPIs, and vendor obligations
• Advise internal stakeholders on IT contractual and financial implications throughout procurement and vendor lifecycle
• Analyze contract data to produce insightful reports (weekly, monthly, and quarterly) for performance tracking and strategic planning
• Continuously identify and implement improvements in IT contract processes, tools, and operational controls

• Bachelor’s degree in Finance , Business Administration ,or a related field
• Minimum of 3 years of experience in IT contracts management , preferably within the technology sector
• Strong understanding of financial of commercial contracts, including risk assessment and compliance

Offering a comprehensive compensation and benefits package.

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
• Advise on DBR calculation, income/obligation evaluation, and risk tiers.
• Review and refine credit approval frameworks.
• Provide market and regulatory insight to guide model assumptions.
• Validate proposed policies against market data and SAMA expectations.
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.

1. Credit Risk Analysis:
   • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
   • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
   • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
2. Familiarity with SAMA Regulations:
   • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
   • Understanding how credit decisions must align with regulatory compliance in KSA
3. Data & Tech Fluency:
   • Comfort working with credit data inputs from:
   • SIMAH / Bayan Credit Bureau
   • Open Banking APIs (e.g., income and obligation analysis)
   • Can work with or define eligibility models , and help refine your risk engine logic
   • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
4. Process & Workflow Design:
   • Experience designing or reviewing credit approval workflows (manual or automated)
   • Can define stages like: pre-screening → document check → scoring, → final offer
5. Stakeholder Alignment:
   • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
   • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
• Advise on DBR calculation, income/obligation evaluation, and risk tiers.
• Review and refine credit approval frameworks.
• Provide market and regulatory insight to guide model assumptions.
• Validate proposed policies against market data and SAMA expectations.
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.

1. Credit Risk Analysis:
   • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
   • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
   • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
2. Familiarity with SAMA Regulations:
   • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
   • Understanding how credit decisions must align with regulatory compliance in KSA
3. Data & Tech Fluency:
   • Comfort working with credit data inputs from:
   • SIMAH / Bayan Credit Bureau
   • Open Banking APIs (e.g., income and obligation analysis)
   • Can work with or define eligibility models , and help refine your risk engine logic
   • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
4. Process & Workflow Design:
   • Experience designing or reviewing credit approval workflows (manual or automated)
   • Can define stages like: pre-screening → document check → scoring, → final offer
5. Stakeholder Alignment:
   • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
   • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models