196 Safety Advisor jobs in Saudi Arabia
Safety Advisor
Posted today
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Job Description
Eram Talent is seeking a dedicated Safety Advisor specializing in the Oil & Gas sector to join our team in Saudi Arabia. The ideal candidate will play a crucial role in maintaining a safe work environment by enforcing safety policies, conducting training, and ensuring compliance with industry regulations.
Responsibilities- Implement and enhance safety procedures and policies within the organization.
- Facilitate safety training sessions and workshops for all employees.
- Investigate and report on safety incidents, determining root causes and preventive measures.
- Advise management on safety compliance and improvement initiatives.
- Collaborate with various teams to promote a strong safety culture throughout the organization.
- Stay updated on safety regulations and industry best practices to ensure compliance.
- Bachelor's degree in Occupational Health and Safety, Environmental Science, or a related field.
- At least 15+ years of experience in safety management within the Oil & Gas industry.
- Extensive knowledge of health, safety, and environmental regulations in the Oil & Gas sector.
- Extensive experience in gas plants or oil and gas sector, with a deep understanding of operational safety issues specific to this industry.
- Experience in conducting safety training and audits, with a focus on continuous improvement.
- Prior experience in advisory or management roles where safety strategy, compliance, and performance were key responsibilities.
- Excellent communication and interpersonal skills to promote safety awareness.
- Certifications related to safety management (e.g., NEBOSH, OSHA) are highly desirable.
Health And Safety Advisor
Posted today
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About the job
Draken is recruiting for a Health and Safety Advisor in the Kingdom of Saudi Arabia.
As a Health and Safety Advisor your key responsibilities will be to:
- Be responsible for providing competent and professional SHE advice to the business.
- Provide support and advice to Managers as necessary to ensure SHE standards are met.
- Oversee SHE on the sites and ensure it is aligned to the Draken SHE Management framework.
- Support and manage customer SHE contractual requirements.
- Lead on risk assessments, assurance activities and ability to influence and promote a positive SHE culture.
- Encourage continuous improvement in safety performance by coaching of local supervisors and SHE Champions.
- Work collaboratively with colleagues and ensure appropriate sharing of knowledge and best practice.
- Assist in the development of safe systems of work.
- Draft guidance, issue, communicate SHE alerts, and have input into procedure and policy amendments and reviews.
- Assist in accident investigation.
- Assist and support in regulatory, customer visits and audits.
- Generate SHE reports as necessary to support audits, assessments/investigations.
- Prepare and deliver safety promotional activities, projects including training.
- Willing to travel internationally and nationally as required to support contracts.
As a Health and Safety Advisor your Skills, Qualification and Knowledge should include:
Personal Skills/Abilities
- Excellent verbal and written communication skills
- Good IT skills
- Proactive and enthusiastic approach to SHE
- Good planning and organisational skills, ability to influence others.
Experience and Qualifications
- Qualified to NEBOSH General Certificate.
- Experience of working within an Engineering or Aviation industry.
- Internal Auditor qualifications - desirable
- Environmental qualification - desirable
- Experience in performing Occupational Health, Safety and Environmental audits
- Experience in performing Occupational Health, Safety and Environmental investigations
- Experience in delivering SHE Training – Advantageous
- Full Driving License
Draken Europe
Draken combines advanced technology with a diverse range of aircraft platforms and highly skilled people to deliver mission-critical global aviation solutions for government customers worldwide.
We are also an Armed Forces friendly organisation, and as part of our commitment to the Armed Forces Covenant, welcome applications from veterans and services spouses and partners who met the criteria in our job specifications.
In line with our Disability Confident Commitments, we provide reasonable adjustments to facilitate our interview process, please liaise with us if any reasonable adjustments are required.
,
Whether it is adversarial support, electronic attack or customised rotary-wing training, we offer the most accurate and advanced readiness training in the industry. Our vast, differentiated fleet, cutting edge hardware and experienced instructors are engaged to help your mission take off.
Being ready is not only a matter of when. But where. We provide services in the UK, US and across the NATO countries. Making sure that our allies can manouver around defeat and prepare to prevail.
Health Safety Environment Advisor
Posted today
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Job Description
CCL Global are seeking two experienced Health, Safety, and Environment (HSE) professionals to support Oil & Gas operations in Saudi Arabia. We have opportunities for general HSE specialists as well as H2S-focused safety specialists, both playing a key role in ensuring the highest safety standards across our clients' oil & gas operations.
Location:
Dammam & remote sites.
Type of Contract:
Permanent
Responsibilities:
- Implement and monitor compliance with company HSE policies, Saudi regulations, and international best practices.
- Conduct site inspections, audits, and risk assessments, ensuring corrective actions are identified and implemented.
- Provide HSE training and toolbox talks to personnel, with a strong focus on hazard awareness and control.
- Lead emergency response readiness, drills, and incident investigations.
- For H2S specialists: oversee H₂S detection, monitoring, and emergency systems (e.g., GDS, Airloop, BA Apparatus).
- Act as a safety role model, promoting a strong culture of accountability and continuous improvement.
Qualifications:
HSE Specialist (Generalist)
- Relevant HSE qualifications with NEBOSH (3+ years certified).
- Minium 5+ years' experience in an HSE role within oil & gas.
- Experience with SAWCOD approval processes preferred (or eligible with 5+ years HSE experience in Saudi Arabia).
- Prior experience in Saudi Arabia or GCC strongly preferred.
- Must hold a valid residence visa (Iqama) with a safety-related profession (mandatory).
Sour Gas (H2S) Specialist
- 5+ years' HSE experience in Saudi Arabia, specifically in H2S operations.
- Certified in GDS, Airloop system, and BA Apparatus maintenance.
- Must hold a valid residence visa (Iqama) (mandatory).
- Previous oil & gas site exposure essential.
- Rotation: 5 months on / 1 month off.
Skills & Attributes
- Strong communication and leadership skills.
- Excellent observation, problem-solving, and decision-making abilities.
- Resilient, adaptable, and comfortable working in remote, high-risk field environments.
- Commitment to fostering a proactive safety culture.
Advisor - Safety, Health & Environment
Posted today
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Company Description
Work with Us. Change the World.
At AECOM, we're delivering a better world. Whether improving your commute, keeping the lights on, providing access to clean water, or transforming skylines, our work helps people and communities thrive. We are the world's trusted infrastructure consulting firm, partnering with clients to solve the world's most complex challenges and build legacies for future generations.
There has never been a better time to be at AECOM. With accelerating infrastructure investment worldwide, our services are in great demand. We invite you to bring your bold ideas and big dreams and become part of a global team of over 50,000 planners, designers, engineers, scientists, digital innovators, program and construction managers and other professionals delivering projects that create a positive and tangible impact around the world.
We're one global team driven by our common purpose to deliver a better world. Join us.
Job Description
We are seeking a highly skilled and experienced Advisor for Safety, Health & Environment to join our team in Riyadh, Saudi Arabia. In this crucial role, you will be responsible for developing, implementing, and overseeing comprehensive safety, health, and environmental management systems across our organization.
- Develop and implement SHE policies, procedures, and best practices aligned with local and international standards
- Conduct regular risk assessments and audits to ensure compliance with Saudi Arabian and global SHE regulations
- Provide expert advice on environmental compliance and occupational health and safety matters to senior management
- Manage and analyze SHE performance data, preparing detailed reports for stakeholders
- Lead and mentor a team of SHE professionals, fostering a culture of continuous improvement
- Oversee SHE training programs for employees at all levels of the organization
- Spearhead initiatives to reduce environmental impact and improve sustainability of operations
- Collaborate with various departments to integrate SHE considerations into all aspects of business processes
- Coordinate with regulatory bodies and represent the organization in SHE-related matters
- Stay updated on emerging SHE trends, technologies, and regulations to ensure the organization remains at the forefront of best practices
Qualifications
- Bachelor's degree in Environmental Engineering, Environmental Science, or a related field; Master's degree preferred
- Minimum of 10 years of experience in SHE roles, with a focus on industrial or corporate settings
- Proven expertise in environmental management systems, safety protocols, and health standards
- In-depth knowledge of Saudi Arabian environmental and safety regulations, as well as international standards (e.g., ISO 14001, ISO 45001)
- Strong proficiency in risk assessment, data analysis, and report writing
- Excellent project management and leadership skills, with the ability to mentor and guide team members
- Relevant certifications such as Certified Safety Professional (CSP) or Certified Industrial Hygienist (CIH)
- Demonstrated ability to develop, implement, and manage SHE policies and procedures
- Strong analytical and problem-solving skills with meticulous attention to detail
- Excellent communication and interpersonal skills, with the ability to influence at all levels of the organization
- Proficiency in using environmental management software and data analysis tools
- Ability to adapt to changing regulations and industry best practices
- Willingness to travel within Saudi Arabia as required for site visits and audits
Additional Information
About AECOM
AECOM is proud to offer comprehensive benefits to meet the diverse needs of our employees. Depending on your employment status, AECOM benefits may include medical, dental, vision, life, AD&D, disability benefits, paid time off, leaves of absences, voluntary benefits, perks, flexible work options, well-being resources, employee assistance program, business travel insurance, service recognition awards, retirement savings plan, and employee stock purchase plan.
AECOM is the global infrastructure leader, committed to delivering a better world. As a trusted professional services firm powered by deep technical abilities, we solve our clients' complex challenges in water, environment, energy, transportation and buildings. Our teams partner with public- and private-sector clients to create innovative, sustainable and resilient solutions throughout the project lifecycle – from advisory, planning, design and engineering to program and construction management. AECOM is a Fortune 500 firm that had revenue of $16.1 billion in fiscal year 2024. Learn more at
What makes AECOM a great place to work
You will be part of a global team that champions your growth and career ambitions. Work on groundbreaking projects - both in your local community and on a global scale - that are transforming our industry and shaping the future. With cutting-edge technology and a network of experts, you'll have the resources to make a real impact. Our award-winning training and development programs are designed to expand your technical expertise and leadership skills, helping you build the career you've always envisioned. Here, you'll find a welcoming workplace built on respect, collaboration and community - where you have the freedom to grow in a world of opportunity.
As an Equal Opportunity Employer, we believe in your potential and are here to help you achieve it. All your information will be kept confidential according to EEO guidelines.
Risk Assessment Specialist - (Saudi National)
Posted 9 days ago
Job Viewed
Job Description
At Parsons, you can imagine a career where you thrive, work with exceptional people, and be yourself. Guided by our leadership vision of valuing people, embracing agility, and fostering growth, we cultivate an innovative culture that empowers you to achieve your full potential. Unleash your talent and redefine what's possible.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
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Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models