67 Risk Assessor jobs in Saudi Arabia

Insurance Risk Specialist

Saudi Aramco

Posted 4 days ago

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Job Description

Description:

Aramco energizes the world economy.

Aramco occupies a special position in the global energy industry. We are one of the world’s largest producers of hydrocarbon energy and chemicals, with among the lowest Upstream carbon intensities of any major producer.

With our significant investment in technology and infrastructure, we strive to maximize the value of the energy we produce for the world along with a commitment to enhance Aramco’s value to society.

Headquartered in the Kingdom of Saudi Arabia, and with offices around the world, we combine market discipline with a generations’ spanning view of the future, born of our nine decades experience as responsible stewards of the Kingdom’s vast hydrocarbon resources. This responsibility has driven us to deliver significant societal and economic benefits to not just the Kingdom, but also to a vast number of communities, economies, and countries that rely on the vital and reliable energy that we supply.

We are one of the most profitable companies in the world, as well as amongst the top five global companies by market capitalization.

Overview

We are seeking an Insurance Risk Specialist to join Insurance Management & Advisory Division (IMAD) of Financial Risk Management (FRMD) at Saudi Aramco.

IMAD is within Treasury and its function is to provide support across the Company through the identification, quantification and mitigation of casualty risks and to reduce the cost of insured and uninsured loss to the Company, its subsidiaries and affiliates.

Your role will be to analyze risk exposures, design strategies and procure insurance to protect assets and mitigate the liabilities of a growing company.

Key Responsibilities

As the successful candidate you will be required to perform the following:

  • Apply working knowledge of captive insurance companies.
  • Develop strategy to mitigate or transfer risk.
  • Analyze, critique and draft risk allocation, indemnity, insurance and other related contract provisions.
  • Negotiate, implement and administer insurance and reinsurance placement structures (including optimal use of captive or alternative finance and transfer mechanisms).
  • Develop and advise on the implementation of risk and insurance policy and procedures.
  • Manage and coordinate broker, insurer, consultant and other service provider activities (including risk engineering and asset appraisals); Negotiate claims and pursue recovery from third parties.
  • Mentor and develop staff.
  • Represent the interests of the Division at internal and external meetings and assignments.

Minimum requirements

As a successful candidate you will hold the following:

  • Bachelors or Masters degree, preferably in insurance or risk management from a recognized and approved program. A professional certification such as ACII, CMIRM, SIRM, or CPCU is preferred.
  • 15 years experience in the oil & gas, petrochemical industry or a major corporate organization.
  • Have relevant corporate risk and insurance expertise obtained from industry, international broking, risk management or insurance company background and ideally with experience of the energy and petrochemical industry sector.

Working environment

Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

At Aramco, our people work on truly world-scale projects, supported by investment in capital and technology that is second to none. And because, as a global energy company, we are faced with addressing some of the world’s biggest technical, logistical and environmental challenges, we invest heavily in talent development.

We have a proud history of educating and training our workforce over many decades. Employees at all levels are encouraged to improve their sector-specific knowledge and competencies through our workforce development programs – one of the largest in the world.



Job ID: 15561

Tagged as: Financial Risk Management Dept

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Insurance Risk Specialist

Saudi Aramco

Posted 18 days ago

Job Viewed

Tap Again To Close

Job Description

Description:

Aramco energizes the world economy.

Aramco occupies a special position in the global energy industry. We are one of the world's largest producers of hydrocarbon energy and chemicals, with among the lowest Upstream carbon intensities of any major producer.

With our significant investment in technology and infrastructure, we strive to maximize the value of the energy we produce for the world along with a commitment to enhance Aramco's value to society.

Headquartered in the Kingdom of Saudi Arabia, and with offices around the world, we combine market discipline with a generations' spanning view of the future, born of our nine decades experience as responsible stewards of the Kingdom's vast hydrocarbon resources. This responsibility has driven us to deliver significant societal and economic benefits to not just the Kingdom, but also to a vast number of communities, economies, and countries that rely on the vital and reliable energy that we supply.

We are one of the most profitable companies in the world, as well as amongst the top five global companies by market capitalization.

Overview

We are seeking an Insurance Risk Specialist to join Insurance Management & Advisory Division (IMAD) of Financial Risk Management (FRMD) at Saudi Aramco.

IMAD is within Treasury and its function is to provide support across the Company through the identification, quantification and mitigation of casualty risks and to reduce the cost of insured and uninsured loss to the Company, its subsidiaries and affiliates.

Your role will be to analyze risk exposures, design strategies and procure insurance to protect assets and mitigate the liabilities of a growing company.

Key Responsibilities

As the successful candidate you will be required to perform the following:

  • Apply working knowledge of captive insurance companies.
  • Develop strategy to mitigate or transfer risk.
  • Analyze, critique and draft risk allocation, indemnity, insurance and other related contract provisions.
  • Negotiate, implement and administer insurance and reinsurance placement structures (including optimal use of captive or alternative finance and transfer mechanisms).
  • Develop and advise on the implementation of risk and insurance policy and procedures.
  • Manage and coordinate broker, insurer, consultant and other service provider activities (including risk engineering and asset appraisals); Negotiate claims and pursue recovery from third parties.
  • Mentor and develop staff.
  • Represent the interests of the Division at internal and external meetings and assignments.
Minimum requirements

As a successful candidate you will hold the following:

  • Bachelors or Masters degree, preferably in insurance or risk management from a recognized and approved program. A professional certification such as ACII, CMIRM, SIRM, or CPCU is preferred.
  • 15 years experience in the oil & gas, petrochemical industry or a major corporate organization.
  • Have relevant corporate risk and insurance expertise obtained from industry, international broking, risk management or insurance company background and ideally with experience of the energy and petrochemical industry sector.

Working environment

Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

At Aramco, our people work on truly world-scale projects, supported by investment in capital and technology that is second to none. And because, as a global energy company, we are faced with addressing some of the world's biggest technical, logistical and environmental challenges, we invest heavily in talent development.

We have a proud history of educating and training our workforce over many decades. Employees at all levels are encouraged to improve their sector-specific knowledge and competencies through our workforce development programs - one of the largest in the world.



Job ID: 15561

Tagged as: Financial Risk Management Dept

This advertiser has chosen not to accept applicants from your region.

(Global Petroleum Gas) Insurance Risk Specialist

MatchaTalent Global

Posted today

Job Viewed

Tap Again To Close

Job Description

We are seeking an Insurance Risk Specialist to join Insurance Management & Advisory Division (IMAD) of Financial Risk Management (FRMD). IMAD is within Treasury and its function is to provide support across the Company through the identification, quantification and mitigation of casualty risks and to reduce the cost of insured and uninsured loss to the Company, its subsidiaries and affiliates. The Insurance Risk Specialist will analyze risk exposures, design strategies and procure insurance to protect assets and mitigate the liabilities of a growing company. The Insurance Risk Specialist will be involved in all aspects of the Division’s wide-ranging activities.

Duties & Responsibilities:
You will be required to perform the following:

- Demonstrate excellent interpersonal and communication skills with the ability to establish personal credibility with various internal and external parties.
- Be flexible, team orientated, and able to work with minimum supervision to meet challenging deadlines and competent to plan and coordinate workloads for themselves and others
- Add value by delivering work of the highest quality and be able to proactively overcome issues to ensure delivery.
- Possess good project management skills, a thorough understanding of contractual risk and be able to offer logical and innovative solutions to complex issues.
- Develop strategy to mitigate or transfer risk.
- Manage and coordinate broker, insurer, consultant and other service provider activities (including risk engineering and asset appraisals); Negotiate claims and pursue recovery from third parties.
- Mentor and develop staff.
- Represent the interests of the Division at internal and external meetings and assignments.

**Benefits**:
Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

Minimum Requirements: Bachelors or Master’s degree, preferably in insurance or risk management from a recognized and approved program. A professional certification such as ACII, CMIRM, SIRM, or CPCU is preferred. Minimum of fifteen years’ experience in the oil & gas, petrochemical industry or a major corporate organization. Possess significant relevant corporate risk and insurance expertise obtained from industry, international broking, risk management or insurance company background and ideally with experience of the energy and petrochemical industry sector
This advertiser has chosen not to accept applicants from your region.

Specialty Hub - Insurance, Broking, Risk Management and Re-Insurance

Riyadh, Riyadh Aon

Posted 12 days ago

Job Viewed

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Job Description

Specialty Hub - Insurance, Broking, Risk Management and Re-Insurance Specialty Hub - Insurance, Broking, Risk Management and Re-Insurance

Get AI-powered advice on this job and more exclusive features.

Exciting Career Opportunities at Aon’s Specialty Hub

About Aon’s Saudi Arabian Specialty Hub

Aon is proud to announce the launch of its new Specialty Hub in Saudi Arabia, a dynamic center of excellence serving the Kingdom’s fast-growing insurance and risk management sectors. Our Specialty Hub brings together leading experts across Energy, Power, Construction, and Transport & Logistics (T&L) lines, delivering world-class risk solutions and advisory services to clients in these critical industries. With a commitment to innovation, professional growth, and local talent development, Aon’s Specialty Hub offers an exciting environment for driven professionals to build rewarding careers and make a real impact.

Role Overview

As part of our expanding teams in Al Khobar and Riyadh, you will play a key role in supporting our specialty lines by delivering tailored insurance, risk management, broking, and reinsurance solutions. You will collaborate with leading organizations, contribute to high-impact projects, and benefit from Aon’s global expertise and local presence. We offer a variety of roles to suit your background and ambitions, with clear pathways for career progression.

Key Responsibilities

  • Support the delivery of specialty insurance and risk management solutions in Energy, Power, Construction, or T&L sectors
  • Assist in client service, placement, and renewal processes
  • Contribute to risk assessments, market analysis, and proposal development
  • Collaborate with colleagues and clients to deliver high-quality outcomes
  • Stay informed of industry trends, regulatory requirements, and best practices
  • Foster strong relationships with clients, insurers, and internal stakeholders

Required Skills and Experience

  • Bachelor’s degree in business, Finance, Insurance, Risk Management, or a related field
  • 2-4 years of relevant work experience in insurance, finance, broking, risk management, or reinsurance
  • Excellent communication and interpersonal skills
  • Fluency in English (ESL level) and Arabic
  • Strong analytical, organizational, and problem-solving abilities
  • Team player with a proactive and client-focused approach

Why Join Aon?

At Aon, we are committed to empowering results for our clients and our people. Joining our Specialty Hub means you will have access to world-class resources, professional development opportunities, and the chance to advance your career in a supportive, inclusive environment. We value diversity, innovation, and the unique perspectives that our colleagues bring to every challenge.

Apply Today

If you are ready to take the next step in your career and contribute to the success of Aon’s Specialty Hub in Saudi Arabia, we encourage you to apply. Discover how you can grow with us and shape the future of risk management in the Kingdom.

Seniority level
  • Seniority level Associate
Employment type
  • Employment type Full-time
Job function
  • Job function Business Development, General Business, and Project Management
  • Industries Insurance Agencies and Brokerages and Business Consulting and Services

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Risk Assessment Specialist - (Saudi National)

Parsons Oman

Posted 2 days ago

Job Viewed

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Job Description

Overview

In a world of possibilities, pursue one with endless opportunities. Imagine Next!

When it comes to what you want in your career, if you can imagine it, you can do it at Parsons. Imagine a career working with intelligent, diverse people sharing a common quest. Imagine a workplace where you can be yourself. Where you can thrive. Where you can find your next, right now. We’ve got what you’re looking for.

Job Description:

Parsons is looking for an amazingly talented Specialist - Risk Assessment to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.

Responsibilities
  • Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
  • Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
  • Develop and implement robust risk mitigation strategies and action plans to address identified risks.
  • Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
  • Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
  • Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
  • Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
  • Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
  • Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
  • Support the continuous improvement of the organization's risk management framework and response capabilities.
  • Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
  • Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
  • Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
Required Qualifications
  • Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
  • Professional certification in risk management (e.g., CRM, ARM) is preferred.
  • Minimum of 3 years of experience in risk assessment and management.
  • Strong understanding of risk management principles and methodologies.
  • Excellent communication and interpersonal skills.
  • Ability to work under pressure and manage multiple priorities.
  • Proficiency in using risk management software and tools.
Desired Skills
  • Analytical and problem-solving skills.
  • Attention to detail and organizational skills.
  • Ability to work independently and as part of a team.
  • Knowledge of relevant laws, regulations, and standards.

Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.

We truly invest and care about our employee’s wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest—APPLY TODAY!

Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to

#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Risk Assessment Specialist - (Saudi National)

Parsons Oman

Posted 2 days ago

Job Viewed

Tap Again To Close

Job Description

Overview

In a world of possibilities, pursue one with endless opportunities. Imagine Next!

When it comes to what you want in your career, if you can imagine it, you can do it at Parsons. Imagine a career working with intelligent, diverse people sharing a common quest. Imagine a workplace where you can be yourself. Where you can thrive. Where you can find your next, right now. We've got what you're looking for.

Job Description:

Parsons is looking for an amazingly talented Specialist - Risk Assessment to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.

Responsibilities
  • Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
  • Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
  • Develop and implement robust risk mitigation strategies and action plans to address identified risks.
  • Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
  • Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
  • Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
  • Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
  • Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
  • Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
  • Support the continuous improvement of the organization's risk management framework and response capabilities.
  • Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
  • Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
  • Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
Required Qualifications
  • Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
  • Professional certification in risk management (e.g., CRM, ARM) is preferred.
  • Minimum of 3 years of experience in risk assessment and management.
  • Strong understanding of risk management principles and methodologies.
  • Excellent communication and interpersonal skills.
  • Ability to work under pressure and manage multiple priorities.
  • Proficiency in using risk management software and tools.
Desired Skills
  • Analytical and problem-solving skills.
  • Attention to detail and organizational skills.
  • Ability to work independently and as part of a team.
  • Knowledge of relevant laws, regulations, and standards.

Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.

We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!

Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to

This advertiser has chosen not to accept applicants from your region.

Risk Assessment Specialist - (Saudi National)

Parsons Corporation

Posted 3 days ago

Job Viewed

Tap Again To Close

Job Description

In a world of possibilities, pursue one with endless opportunities. Imagine Next!
When it comes to what you want in your career, if you can imagine it, you can do it at Parsons. Imagine a career working with intelligent, diverse people sharing a common quest. Imagine a workplace where you can be yourself. Where you can thrive. Where you can find your next, right now. We've got what you're looking for.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.
This advertiser has chosen not to accept applicants from your region.
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About the latest Risk assessor Jobs in Saudi Arabia !

Credit Risk Assessment Consultant – Auto Financing

Soum

Posted today

Job Viewed

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Job Description

workfromhome
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary:

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Role & Responsibilities:

  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers
  • Review and refine credit approval frameworks
  • Provide market and regulatory insight to guide model assumptions
  • Validate proposed policies against market data and SAMA expectations
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations




Requirements:

  • 1. Credit Risk Analysis:
  • Experience with consumer credit evaluation, ideally in auto-financing or personal loans
  • Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
  • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
  • Familiarity with SAMA Regulations:
  • Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
  • Understanding how credit decisions must align with regulatory compliance in KSA
  • Data & Tech Fluency:
  • Comfort working with credit data inputs from:
  • SIMAH / Bayan Credit Bureau
  • Open Banking APIs (e.g., income and obligation analysis)
  • Can work with or define eligibility models, and help refine your risk engine logic
  • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  • Process & Workflow Design:
  • Experience designing or reviewing credit approval workflows (manual or automated)
  • Can define stages like: pre-screening → document check → scoring, → final offer
  • Stakeholder Alignment:
  • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
  • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus




Nice-to-Have Skills:

  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models



#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant – Auto Financing

Soum

Posted today

Job Viewed

Tap Again To Close

Job Description

workfromhome
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary:

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Role & Responsibilities:

  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers
  • Review and refine credit approval frameworks
  • Provide market and regulatory insight to guide model assumptions
  • Validate proposed policies against market data and SAMA expectations
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations




Requirements:

  • 1. Credit Risk Analysis:
  • Experience with consumer credit evaluation, ideally in auto-financing or personal loans
  • Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
  • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
  • Familiarity with SAMA Regulations:
  • Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
  • Understanding how credit decisions must align with regulatory compliance in KSA
  • Data & Tech Fluency:
  • Comfort working with credit data inputs from:
  • SIMAH / Bayan Credit Bureau
  • Open Banking APIs (e.g., income and obligation analysis)
  • Can work with or define eligibility models, and help refine your risk engine logic
  • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  • Process & Workflow Design:
  • Experience designing or reviewing credit approval workflows (manual or automated)
  • Can define stages like: pre-screening → document check → scoring, → final offer
  • Stakeholder Alignment:
  • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
  • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus




Nice-to-Have Skills:

  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models



#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant – Auto Financing

Soum

Posted today

Job Viewed

Tap Again To Close

Job Description

workfromhome
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary:

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Role & Responsibilities:

  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers
  • Review and refine credit approval frameworks
  • Provide market and regulatory insight to guide model assumptions
  • Validate proposed policies against market data and SAMA expectations
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations




Requirements:

  • 1. Credit Risk Analysis:
  • Experience with consumer credit evaluation, ideally in auto-financing or personal loans
  • Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
  • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
  • Familiarity with SAMA Regulations:
  • Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
  • Understanding how credit decisions must align with regulatory compliance in KSA
  • Data & Tech Fluency:
  • Comfort working with credit data inputs from:
  • SIMAH / Bayan Credit Bureau
  • Open Banking APIs (e.g., income and obligation analysis)
  • Can work with or define eligibility models, and help refine your risk engine logic
  • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  • Process & Workflow Design:
  • Experience designing or reviewing credit approval workflows (manual or automated)
  • Can define stages like: pre-screening → document check → scoring, → final offer
  • Stakeholder Alignment:
  • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
  • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus




Nice-to-Have Skills:

  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models



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