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37 Industrial Safety jobs in Saudi Arabia

Head of Industrial Security, Safety

SAR60000 - SAR180000 Y JAL | جال

Posted today

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Job Description

JAL is a wholly-owned subsidiary of the National Gas & Industrialization Company (GASCO), specialized in providing advanced logistics solutions within the supply chain, including transportation, storage, and distribution. Supported by smart systems, JAL ensures efficiency and reliability. Headquartered in Riyadh, the company employs more than 1,000 professionals in a dynamic and professional work environment.

Job Responsibilities:

  • Participates in preparing, organizing, developing, and reviewing security, safety and firefighting policies and procedures, security regulations and procedures
  • Follows up with the operation of the security systems and equipment by the employees of the industrial security, ensures their reliability and raises any observations in a timely manner.
  • Coordinates with the central administration of industrial security in the company and the concerned departments to set the rules and principles for the appointment and qualification of industrial security personnel.
  • Conducts risk analysis for high-risk operations in the facility, evaluates and prepares appropriate solutions to eliminate or reduce them.
  • Studies periodic security and safety reports submitted by the company's facilities and projects.
  • Carries out periodic and sudden inspection tours of industrial security employees and all projects and facilities and submits reports on this to the Head Office.
  • Participates in the investigation of accidents that may result in severe human injuries or significant material damage to the company's property or any other security incidents and report this to the Head Office.
  • Coordinates with the Industrial Security Department in securing the necessary equipment for the members of the Industrial Security, Safety and Fire Protection department.
  • Receives and verifies security reports, determines responsibility, and takes the necessary legal action.
  • Conducts an initial investigation with persons suspected of being involved in the destruction or loss of the company's property, coordinates that with the relevant security authorities, participates in investigations, collocates information and investigating incidents that occur in its area.
  • Works on developing procedures related to security work through monitoring performance and raising the outputs of performance indicators to the Director of the Industrial Security Department.
  • Prepares and follows up the minutes of coordination with the government security agencies in charge of guarding.
  • Responds to any emergency call around the clock.
  • Works as a representative of the facility with the security government agencies in the region.
  • Takes the responsibility of the administrative activities relating to safety and fire protection and the firefighting personnel.
  • Takes the responsibility for equipment and devices existing in the branch, makes sure that they are ready to be properly used when needed, and keeps the equipment records.
  • Conducts surprise inspection to safety and fire protection personnel during all shifts to ensure that they are committed to work and fully prepared for emergency
  • Submits evaluation data and reports regarding any of the issues related to the Unit's work to the line manager.
  • Continuously coordinates with the Civil Defense to exchange experience and take advantage of capabilities when needed by coordinating with the line manager.
  • Develops, circulates, and oversees the implementation of work plans.
  • Signs work permits for the employees of the facility.
  • Monitors all employees of the facility to ensure their compliance with safety rules.
  • Participates in committees that require a representative for safety and fire protection;
  • Raises the awareness among employees and operators of facilities and importance of adherence to safety programs.
  • Maintains a high degree of preparedness among the work team formed to address fire hazards.
  • Develops and oversees emergency plans and mock drills, and submits reports to the line manager.
  • Performs any related duties and assignments as directed.

Job Requirements:

  • Bachelor's degree in Industrial Security or Engineering
  • Multiple specialized courses in Industrial Security (Security, Safety and Firefighting)
  • Minimum 5 years of experience
This advertiser has chosen not to accept applicants from your region.

Risk Assessment Specialist - (Saudi National)

Parsons Corporation

Posted 9 days ago

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Job Description

In a world of possibilities, pursue one with endless opportunities. Imagine Next!
At Parsons, you can imagine a career where you thrive, work with exceptional people, and be yourself. Guided by our leadership vision of valuing people, embracing agility, and fostering growth, we cultivate an innovative culture that empowers you to achieve your full potential. Unleash your talent and redefine what's possible.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

SOUM

Posted today

Job Viewed

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Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

Al Dhahran, Eastern region SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

Yanbu, Al Madinah SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.
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Credit Risk Assessment Consultant - Auto Financing

SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

Khamis Mushait SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.

Credit Risk Assessment Consultant - Auto Financing

SOUM

Posted today

Job Viewed

Tap Again To Close

Job Description

Overview

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities
  • At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
  • Advise on DBR calculation, income/obligation evaluation, and risk tiers.
  • Review and refine credit approval frameworks.
  • Provide market and regulatory insight to guide model assumptions.
  • Validate proposed policies against market data and SAMA expectations.
  • Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
  • Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
  • Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
  • Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
  • Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
  • Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
Qualifications
  1. Credit Risk Analysis:
    • Experience with consumer credit evaluation , ideally in auto-financing or personal loans
    • Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
    • Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
  2. Familiarity with SAMA Regulations:
    • Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
    • Understanding how credit decisions must align with regulatory compliance in KSA
  3. Data & Tech Fluency:
    • Comfort working with credit data inputs from:
    • SIMAH / Bayan Credit Bureau
    • Open Banking APIs (e.g., income and obligation analysis)
    • Can work with or define eligibility models , and help refine your risk engine logic
    • Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
  4. Process & Workflow Design:
    • Experience designing or reviewing credit approval workflows (manual or automated)
    • Can define stages like: pre-screening → document check → scoring, → final offer
  5. Stakeholder Alignment:
    • Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
    • Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
Nice-to-Have Skills
  • Prior work at a BNPL, auto-leasing, or consumer finance company
  • Can help with pilot program design to test risk logic in-market
  • Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
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