42 Hazard Analysis jobs in Saudi Arabia
Process Safety Engineer
Posted today
Job Viewed
Job Description
Job Overview:
To produce, execute and maintain an improvement plan to enhance the process safety management of one of our client for one year contract adding to that and based on business need, perform day-to-day routine activities of the process safety engineers.
Job Responsibilities:
• Act on the company's behalf in respect to PSM issues.
• Advise management in respect to major potential risks.
• Perform internal PSM evaluation/audits.
• Collect and analysis process safety data.
• Lead and facilitate HAZOP and other PHA studies.
• Attend and challenge proposed process changes with support of MOC committee team
• Participate in and/or lead process safety incident investigations
• Create/update procedure to enhance PSM.
• Prepare and deliver awareness/qualification training for process safety related subject… etc.
Qualifications & Experience:
- The expert must have a minimum of 10+ years of experience in process safety, risk management, and industrial safety.
- Must hold a relevant engineering degree (Chemical, Mechanical, or Safety Engineering) or equivalent qualification.
- Certified in Process Safety Management (PSM), Functional Safety (IEC 61511), or Risk Assessment (HAZOP/LOPA).
- Experience working in smelting, foundry, steel, or high-temperature industrial operations is preferred.
- Demonstrated ability to facilitate HAZOP, LOPA, SIL assessments, and incident investigations.
Technical Competencies :
- Strong understanding of PSM regulations (OSHA 29 CFR , API 750, NFPA 86, IEC
- Expertise in process hazard analysis (PHA) techniques, including:
- HAZOP (Hazard and Operability Study)
- LOPA (Layers of Protection Analysis)
- SIL (Safety Integrity Level) assessment
- Bowtie Analysis
- Fault Tree & Event Tree Analysis
- Knowledge of smelting process hazards, including molten metal handling, furnace operations, gas control, and explosion risks.
- Familiarity with safety instrumentation and control systems (SIS, ESD, alarms, interlocks).
- PHA/LOPA softwares
Interested candidates, please share your CV
Process Safety Engineer,
Posted today
Job Viewed
Job Description
Opportunity for Process Safety Engineer, (Gas & Power Plant for Refinery) in Jazan, KSA
Job ID: 4243
Our client:
The world's largest Integrated Gasification Combined Cycle facility and large–scale investment in Gasification & associated utilities/facilities. The 4 GW Combined Cycle Power Generation Plant consists of Syngas/ULSD fired Gas Turbines, HRSGs, Steam Turbines, Water Cooled Condenser, Process Steam and Water Systems, including the related equipment, piping and process valves and Sea Water Condenser Cooling system.
Reports To: Process Safety Manager
Main Purpose of the Position: To analyze and improve process safety systems, conduct risk assessments, support regulatory compliance, and collaborate with cross-functional teams to enhance safety performance and mitigate hazards in industrial operations.
Requirements and Qualifications:
Saudi National
Bachelors in Chemical Engineering or Petrochemical Engineering
3 – 7 years of work experience in chemical or petrochemical industry in operations
Experience in an international company with excellent HSE performance/culture
Hands-on experience in HAZOP, LOPA, SIL, PSM audits, and incident investigations
Functional Safety Engineer and CCSP certifications preferred
In-depth understanding of PSM, risk-based process safety (RBPS), and hazard analysis techniques (HAZOP, LOPA, FMEA)
Knowledge of functional safety (IEC 61511, SIL assessment, and safety instrumented systems)
Proficient in conducting process hazard analysis (PHA) and compliance audits
Familiarity with incident investigation techniques
Ability to lead PHA studies, perform advanced risk assessments, and develop safety control strategies.
Strong audit and compliance monitoring skills to ensure regulatory adherence.
Ability to develop and conduct safety training programs for employees.
Effective communication and teamwork across departments, including engineering and operations
Key Responsibilities:
Ensure PSM & Regulatory Compliance: To support the implementation of OSHA PSM, EPA RMP, and industry safety regulations.
Conduct Risk Assessments & Hazard Analysis: To participate in PHA, HAZOP, LOPA, and QRA studies to identify and mitigate risks.
Assist in Incident Investigations: To support root cause analysis (RCA) for process safety incidents and recommend corrective actions.
Review & Support Management of Change (MOC): To evaluate process modifications for potential safety impacts and ensure proper documentation.
Provide Technical Safety Support: To assist engineering and operations teams with hazard controls, emergency response planning, and best practices.
Support Safety Training & Awareness: To help develop and conduct process safety training programs to enhance workforce safety knowledge.
Analyze Safety Performance & Drive Improvements: To evaluate incident trends, equipment reliability, and safety data to enhance process safety.
Collaborate with Cross-Functional Teams: To work with operations, maintenance, and regulatory bodies to integrate safety into daily processes.
Interested?
Please send full profile to - – please mention Job ID No. 4243 or
Visit and make an application directly online
Job Type: Full-time
Process Safety Expert
Posted today
Job Viewed
Job Description
The main objective is to produce, execute and maintain an improvement plan to enhance the process safety management of one of our client for one year contract adding to that and based on business need, perform day-to-day routine activities of the process safety engineers such as :
• Act on the company's behalf in respect to PSM issues.
• Advise management in respect to major potential risks.
• Perform internal PSM evaluation/audits.
• Collect and analysis process safety data.
• Lead and facilitate HAZOP and other PHA studies.
• Attend and challenge proposed process changes with support of MOC committee team
• Participate in and/or lead process safety incident investigations
• Create/update procedure to enhance PSM.
• Prepare and deliver awareness/qualification training for process safety related subject… etc.
Qualifications & Experience
• The expert must have a minimum of 10+ years of experience in process safety, risk management, and industrial safety.
• Must hold a relevant engineering degree (Chemical, Mechanical, or Safety Engineering) or equivalent qualification.
• Certified in Process Safety Management (PSM), Functional Safety (IEC 61511), or Risk Assessment (HAZOP/LOPA).
• Experience working in smelting, foundry, steel, or high-temperature industrial operations is preferred.
• Demonstrated ability to facilitate HAZOP, LOPA, SIL assessments, and incident investigations.
Technical Competencies
The expert must possess:
• Strong understanding of PSM regulations (OSHA 29 CFR , API 750, NFPA 86, IEC
• Expertise in process hazard analysis (PHA) techniques, including:
• HAZOP (Hazard and Operability Study)
• LOPA (Layers of Protection Analysis)
• SIL (Safety Integrity Level) assessment
• Bowtie Analysis
• Fault Tree & Event Tree Analysis
• Knowledge of smelting process hazards, including molten metal handling, furnace operations, gas control, and explosion risks.
• Familiarity with safety instrumentation and control systems (SIS, ESD, alarms, interlocks).
• PHA/LOPA softwares
TPE IV/ Senior Safety Process Engineer
Posted today
Job Viewed
Job Description
Job Description
Remarkable people, trusted by clients to design and advance the world.
Wood is currently seeking a TPE IV/ Senior Safety Process Engineer to support our Projects business in Al Khobar. This role is responsible for the effective day-to-day delivery of both hard and soft facilities services at a single site within our real estate portfolio. The ideal candidate will lead a multi-disciplinary team, oversee service providers, and ensure operational excellence across all facility-related functions.
Responsibilities
What we can offer
- Medical Insurance - Ensures specialist care is available to you and eligible family members residing in country. Pre-existing medical conditions are covered. No limit on number of children covered under the policy however age and coverage limits apply in line with KSA CCHI rules. Option to select higher medical cover payable at employees own expense.
- Employee Assistance Programme - Allows you to feel comfortable knowing that you or your immediate family members can confidentially discuss any work or personal issues that are an inevitable part of life. The program helps support your mental, physical, social & financial well-being.
- GOSI (Social Insurance) - Payable to KSA employees, social insurance contributions are paid by the company in line with Government legislation to cover occupational hazards.
- End of Service Gratuity - In line with KSA Labour Law, all employees are eligible for an End of Service benefit.
- Examination Leave - Upon company approval to enroll in an education institute or to continue within such institution, employees have the right to fully paid leave to sit for an examination of an unrepeated year. Leave duration is based on the days of actual examination and must be applied for no less than fifteen days prior exam
- Professional Memberships - One professional membership, registration, subscription, certification and/or license cost per annum for all active Wood employees. The membership must be relevant to the role you are currently employed in or be part of a development plan. Reimbursement should be claimed via the expenses procedure system, with supporting evidence.
- Inspire Awards - Our annual awards programme is all about recognising and celebrating our inspirational colleagues – those designing the future, upholding our values and playing a pivotal role in delivering our strategy. Employees can recognise those who inspire them and make their day by nominating them for their hard work, innovation and tenacity.
- Long Service Award - Wood values the commitment and loyalty of our people. Celebrating Long Service provides an opportunity for the business to demonstrate their appreciation of the hard work, dedication and many years' service of our employees at 5 year service milestones.
- Career Development Champions - Prioritizes structured growth through goal setting and resource utilization. Employees use tools for planning and feedback, with managers actively coaching and mentoring to support advancement. Continuous learning and development are emphasized to help employees achieve their career goals effectively.
Typical Responsibilities
- Safety Philosophy Documents (Firewater & Process Safety).
- Flare Radiation Analysis using Flaresim or other similar software.
- Hydrocarbon Dispersion Analysis using DNV Phast
- Safety Equipment Requirement
- Determination (such as eyewash, safety shower, …etc).
- Plant Escape and Evacuation Procedures and Layouts.
- Plants Building Risk Assessment.
- Performing Quantitative Risk Assessment (QRA) using Safeti (an adds on to Phast from DNV).
- Firewater demand Calculations.
- Fire fighting system design (both for buildings and equipment).
- Fire network hydraulics (using Pipenet or other commercial software).
- Fire system P&IDs (firewater network and firewater pumps).
- Fire Hazardous Layouts.
- Coverage Layouts (Hydrants and Monitors).
- Active Participation in safety workshops such as PHA, HAZOP, SIL/LOPA.
Qualifications
What makes you remarkable?
At Wood, we are committed to equal opportunities and welcome all talented individuals to consider joining our team. So even if you don't match every statement below but feel you have some of the experience, knowledge or skills needed for this role, we encourage you to apply. It will take all of us working together to deliver solutions to the world's most critical challenges.
Expected
- BS in Chemical Engineering with years of relevant experience in the field
- Basic Knowledge of developing H&MB, PFD's, P&ID's, MSD's
- Ability to perform Hydraulic calculations and various equipment sizing.
- Basic Knowledge in Relief and Blowdown calculations
- Ability of developing Process Simulation
About Us
Wood is a global leader in consulting and engineering, helping to unlock solutions to critical challenges in energy and materials markets. We provide consulting, projects and operations solutions in 60 countries, employing around 35,000 people.
Diversity Statement
We are an equal opportunity employer that recognises the value of a diverse workforce. All suitably qualified applicants will receive consideration for employment on the basis of objective criteria and without regard to the following (which is a non-exhaustive list): race, colour, age, religion, gender, national origin, disability, sexual orientation, gender identity, protected veteran status, or other characteristics in accordance with the relevant governing laws.
Associate Director- Fire and Life Safety Engineering
Posted today
Job Viewed
Job Description
Job Description
WSP in the Middle East is seeking for an experienced
Associate Director - Fire & Life Safety
to lead and grow our specialist team in Riyadh, KSA. The role will focus on delivering complex Fire and Life Safety strategies and solutions across major infrastructure and building projects, ensuring compliance with local and international standards
Responsibilities
- Lead and manage the Fire & Life Safety team on multidisciplinary projects.
- Lead design efforts to ensure compliance with relevant building codes and standards, developing performance-based design solutions where necessary, in collaboration with senior staff.
- Conduct onsite inspections during project construction to ensure adherence to the fire strategy throughout the project lifecycle.
- Coordinate and present projects to approving authorities, demonstrating compliance with established standards.
- Review material submittals and shop drawings, ensuring fire protection requirements are communicated clearly to the project team.
- Lead multidisciplinary design teams, integrating fire and life safety requirements with other disciplines.
- Interpret and analyze CFD modeling results (1D/3D) to assess proposed engineering solutions.
- Develop comprehensive fire strategy reports, ensuring exceptional quality and documenting performance-based design solutions in line with standards such as the International Fire Engineering Guidelines (IFEG) and the Society of Fire Protection Engineering Guide (SFPE).
- Review designs in BIM (Autodesk Construction Cloud, Revit) to ensure integration of fire safety principles into the design.
- Mentor, support and manage junior staff, fostering a collaborative and growth-oriented team environment.
- Communicate design requirements effectively and in a timely manner with multidisciplinary teams.
- Manage multiple projects simultaneously while ensuring compliance with Quality Management System (QMS) policies and procedures.
- Demonstrate strong leadership and effective collaboration across all levels of the organization and with external partners.
Technical Expertise
- Take Commercial and Technical leadership for FLS projects, owning client relationships, and work winning through the delivery of technically excellence.
- Hold a leadership position within the Specialist Services division to support the combined implementation of strategic goals for the business.
- Up hold the highest standards of quality assurance and lead by example for others to follow.
- Deliver high-quality, technically accurate design reports that align with client and regulatory requirements.
- Lead the development of fire and life safety drawings, with the assistance of junior staff.
- Lead technical workgroups, reviewing architectural, FLS, fire protection, and mechanical/electrical drawings for compliance with fire strategy and relevant codes.
- Review material submittals to ensure compliance with fire strategy and regulatory standards.
- Proficient in the International Building Code, International Fire Code, Saudi Building Codes, and NFPA standards.
Qualifications
- Bachelor's or Master's in Fire Engineering, Mechanical Engineering, or related discipline.
- Minimum 15 years' experience in fire & life safety, with at least 5 years in leadership capacity.
- Extensive knowledge of regional (SBC/UAE Fire Code) and international (NFPA, IBC, BS/EN) codes.
- Proven track record delivering large-scale buildings or infrastructure projects in the GCC.
- Professional certification (CFPS, CEng, PE) is an advantage.
- Excellent communication and client-facing skills.
Imagine a better future for you and a better future for us all.
Join our close-knit community of talented individuals who share your passion for making a positive impact. Our global team includes more than 69,000 employees, working together to make a difference in communities both close to home and around the world.
With us, you can. Apply today.
Associate Director- Fire and Life Safety Engineering
Posted 9 days ago
Job Viewed
Job Description
+ Lead and manage the Fire & Life Safety team on multidisciplinary projects.
+ Lead design efforts to ensure compliance with relevant building codes and standards, developing performance-based design solutions where necessary, in collaboration with senior staff.
+ Conduct onsite inspections during project construction to ensure adherence to the fire strategy throughout the project lifecycle.
+ Coordinate and present projects to approving authorities, demonstrating compliance with established standards.
+ Review material submittals and shop drawings, ensuring fire protection requirements are communicated clearly to the project team.
+ Lead multidisciplinary design teams, integrating fire and life safety requirements with other disciplines.
+ Interpret and analyze CFD modeling results (1D/3D) to assess proposed engineering solutions.
+ Develop comprehensive fire strategy reports, ensuring exceptional quality and documenting performance-based design solutions in line with standards such as the International Fire Engineering Guidelines (IFEG) and the Society of Fire Protection Engineering Guide (SFPE).
+ Review designs in BIM (Autodesk Construction Cloud, Revit) to ensure integration of fire safety principles into the design.
+ Mentor, support and manage junior staff, fostering a collaborative and growth-oriented team environment.
+ Communicate design requirements effectively and in a timely manner with multidisciplinary teams.
+ Manage multiple projects simultaneously while ensuring compliance with Quality Management System (QMS) policies and procedures.
+ Demonstrate strong leadership and effective collaboration across all levels of the organization and with external partners.
Technical Expertise
+ Take Commercial and Technical leadership for FLS projects, owning client relationships, and work winning through the delivery of technically excellence.
+ Hold a leadership position within the Specialist Services division to support the combined implementation of strategic goals for the business.
+ Up hold the highest standards of quality assurance and lead by example for others to follow.
+ Deliver high-quality, technically accurate design reports that align with client and regulatory requirements.
+ Lead the development of fire and life safety drawings, with the assistance of junior staff.
+ Lead technical workgroups, reviewing architectural, FLS, fire protection, and mechanical/electrical drawings for compliance with fire strategy and relevant codes.
+ Review material submittals to ensure compliance with fire strategy and regulatory standards.
+ Proficient in the International Building Code, International Fire Code, Saudi Building Codes, and NFPA standards.
+ Bachelor's or Master's in Fire Engineering, Mechanical Engineering, or related discipline.
+ Minimum 15 years' experience in fire & life safety, with at least 5 years in leadership capacity.
+ Extensive knowledge of regional (SBC/UAE Fire Code) and international (NFPA, IBC, BS/EN) codes.
+ Proven track record delivering large-scale buildings or infrastructure projects in the GCC.
+ Professional certification (CFPS, CEng, PE) is an advantage.
+ Excellent communication and client-facing skills.
Imagine a better future for you and a better future for us all.
Join our close-knit community of talented individuals who share your passion for making a positive impact. Our global team includes more than 69,000 employees, working together to make a difference in communities both close to home and around the world.
With us, you can. Apply today.
Risk Assessment Specialist - (Saudi National)
Posted 9 days ago
Job Viewed
Job Description
At Parsons, you can imagine a career where you thrive, work with exceptional people, and be yourself. Guided by our leadership vision of valuing people, embracing agility, and fostering growth, we cultivate an innovative culture that empowers you to achieve your full potential. Unleash your talent and redefine what's possible.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.
Be The First To Know
About the latest Hazard analysis Jobs in Saudi Arabia !
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant - Auto Financing
Posted today
Job Viewed
Job Description
Role Name: Credit Risk Assessment Consultant – Auto Financing
Location: Saudi Arabia (Remote)
Work Week: Sunday – Thursday
Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)
Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Responsibilities- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing.
- Advise on DBR calculation, income/obligation evaluation, and risk tiers.
- Review and refine credit approval frameworks.
- Provide market and regulatory insight to guide model assumptions.
- Validate proposed policies against market data and SAMA expectations.
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria.
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance.
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts.
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making.
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations.
- Credit Risk Analysis:
- Experience with consumer credit evaluation , ideally in auto-financing or personal loans
- Understanding of DSR (Debt Service Ratio) , loan-to-value , credit scoring models , and affordability checks
- Ability to design or review credit policies for used cars, salaried vs. self-employed, etc.
- Familiarity with SAMA Regulations:
- Working knowledge of SAMA’s financing regulations , including Fair Credit Terms , KYC , AML , and consumer protection
- Understanding how credit decisions must align with regulatory compliance in KSA
- Data & Tech Fluency:
- Comfort working with credit data inputs from:
- SIMAH / Bayan Credit Bureau
- Open Banking APIs (e.g., income and obligation analysis)
- Can work with or define eligibility models , and help refine your risk engine logic
- Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
- Process & Workflow Design:
- Experience designing or reviewing credit approval workflows (manual or automated)
- Can define stages like: pre-screening → document check → scoring, → final offer
- Stakeholder Alignment:
- Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
- Experience working with LOS (Loan Origination Systems) or CRM systems is a plus
- Prior work at a BNPL, auto-leasing, or consumer finance company
- Can help with pilot program design to test risk logic in-market
- Familiarity with machine learning basics to support collaboration with data teams on smarter credit models