301 Chief Product Officer jobs in Saudi Arabia

Founder & Chief Product Officer - SME Neobank

Join to apply for the Founder & Chief Product Officer - SME Neobank role at Sanabil Venture Studio

About Sanabil Venture Studio Sanabil Venture Studio is a partnership between Sanabil Investments and Stryber, designed to build high-impact startups in Saudi Arabia. Our mission is to identify new opportunities, rapidly validate ideas, and support visionary founders in launching and scaling transformative companies. With access to institutional capital, hands-on venture building expertise, and an expansive regional network, we are reimagining what entrepreneurship can look like in the Kingdom.

Location: Riyadh, Saudi Arabia

Entity: Sanabil Venture Studio

We are launching a digital-first Neobank tailored specifically to the needs of SMEs in Saudi Arabia - a segment long underserved by traditional financial institutions. The platform will offer smart, mobile-first solutions for payments, lending, deposits, and general financial management, built from the ground up for small business owners and freelancers across the Kingdom.

This venture aims to solve deep-rooted problems in SME banking: complex onboarding, limited access to credit, lack of digital tools, and poor customer support. By combining embedded finance, advanced credit analytics, and seamless UX, we will create a frictionless experience that meets the evolving demands of Saudi entrepreneurs.

As the CPO, you will lead product strategy and execution from inception to scale. Working alongside a CEO and supported by the Sanabil Venture Studio team, your mission is to build an exceptional, intuitive product that sets a new standard for SME banking in the Kingdom. Your responsibilities will include:

• Define and own the end-to-end product vision, strategy, and roadmap based on customer insights
• Lead all aspects of product discovery, design, development, and delivery across web and mobile
• Prioritize and validate features that deliver meaningful value to SMEs
• Hire and manage a high-performing product, design and engineering team in early/growth phases
• Partner with compliance, legal, and tech teams to ensure regulatory alignment
• Use data, experimentation, and direct user research to drive continuous product improvement
• Coordinate closely with marketing, operations, and commercial functions to align product
• Foster a product-led culture focused on customer obsession, agility, and measurable results

• Product-first founder or operator with 6+ years experience in digital banking, fintech, or SaaS
• Deep knowledge of SME financial challenges, from payments and lending to compliance and UX
• Proven track record of building and scaling customer-centric digital products from zero to scale
• Experience working in regulated financial environments, and understanding SAMA expectations
• Strong UX instincts, analytical capabilities, and a technical mindset
• Skilled in leading agile product teams and collaborating cross-functionally
• Comfortable in ambiguity, fast-paced environments, and early-stage venture building

• Founder equity in a high-potential fintech venture with national and regional impact
• Backing from Sanabil Venture Studio - capital, expertise, and ecosystem support from day one
• Rare opportunity to build and lead a category-defining company for KSA’s next economic chapter
• Operational support from a seasoned venture team (Stryber) through the first phases of growth
• Access to senior advisors, regulatory support, and follow-on funding to scale your vision quickly

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• Executive

• Full-time

• Business Development and Sales

• Venture Capital and Private Equity Principals

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Location: Riyadh, Saudi Arabia

Entity: Sanabil Venture Studio

About Sanabil Venture Studio

Sanabil Venture Studio is a partnership between Sanabil Investments and Stryber, designed to build high-impact startups in Saudi Arabia. Our mission is to identify new opportunities, rapidly validate ideas, and support visionary founders in launching and scaling transformative companies. With access to institutional capital, hands-on venture building expertise, and an expansive regional network, we are reimagining what entrepreneurship can look like in the Kingdom.

The Opportunity: SME Neobank

We are launching a digital-first Neobank tailored specifically to the needs of SMEs in Saudi Arabia - a segment long underserved by traditional financial institutions. The platform will offer smart, mobile-first solutions for payments, lending, deposits, and general financial management, built from the ground up for small business owners and freelancers across the Kingdom.

This venture aims to solve deep-rooted problems in SME banking: complex onboarding, limited access to credit, lack of digital tools, and poor customer support. By combining embedded finance, advanced credit analytics, and seamless UX, we will create a frictionless experience that meets the evolving demands of Saudi entrepreneurs.

Your Role as Founder & CEO

As the CPO, you will lead product strategy and execution from inception to scale. Working alongside a CEO and supported by the Sanabil Venture Studio team, your mission is to build an exceptional, intuitive product that sets a new standard for SME banking in the Kingdom. Your responsibilities will include:

• Define and own the end-to-end product vision, strategy, and roadmap based on customer insights

• Lead all aspects of product discovery, design, development, and delivery across web and mobile

• Prioritize and validate features that deliver meaningful value to SMEs

• Hire and manage a high-performing product, design and engineering team in early/growth phases

• Partner with compliance, legal, and tech teams to ensure regulatory alignment

• Use data, experimentation, and direct user research to drive continuous product improvement

• Coordinate closely with marketing, operations, and commercial functions to align product

• Foster a product-led culture focused on customer obsession, agility, and measurable results

Who You Are

• Product-first founder or operator with 6+ years experience in digital banking, fintech, or SaaS

• Deep knowledge of SME financial challenges, from payments and lending to compliance and UX

• Proven track record of building and scaling customer-centric digital products from zero to scale

• Experience working in regulated financial environments, and understanding SAMA expectations

• Strong UX instincts, analytical capabilities, and a technical mindset

• Skilled in leading agile product teams and collaborating cross-functionally

• Comfortable in ambiguity, fast-paced environments, and early-stage venture building

What We Offer

• Founder equity in a high-potential fintech venture with national and regional impact

• Backing from Sanabil Venture Studio - capital, expertise, and ecosystem support from day one

• Rare opportunity to build and lead a category-defining company for KSA’s next economic chapter

• Operational support from a seasoned venture team (Stryber) through the first phases of growth

• Access to senior advisors, regulatory support, and follow-on funding to scale your vision quickly

OSM MARITIME SERVICES, INC. - POEA -122-SB AOE-MLC

OSM FLEET MANAGEMENT, INC. - POEA-068-SB R-MLC-AOE

TSM MARITIME SERVICES (PHILS.) INC DMW-048-SB R-MLC

NO FEES IN ANY FORM AND/OR PURPOSE WILL BE COLLECTED FROM THE APPLICANTS,

BEWARE OF ILLEGAL RECRUITERS AND HUMAN TRAFFICKERS.

Overview

Director - Asia Pacific & Middle East at Valkyrie People Consulting

Position Type: Full-time

Company Overview:

A leading consumer durables company based in Riyadh, Saudi Arabia, specializing in delivering high-quality products that cater to a wide range of customer needs. With a strong market presence and a commitment to innovation, the company is poised for significant growth in the region.

The Chief Executive Officer (CEO) will be responsible for providing strategic leadership and direction to the organization. This role involves driving the overall business strategy, managing operations, and ensuring the company's growth and profitability in the highly competitive consumer durables market. The CEO will collaborate closely with the executive team to establish long-term goals, strategies, and policies.

• Strategic Leadership: Develop and implement the company’s vision, mission, and long-term strategies; lead the organization in identifying new business opportunities and market expansion; oversee the development and execution of strategic initiatives that align with the company’s goals.
• Operational Management: Ensure efficient and effective day-to-day operations across all departments; optimize supply chain and manufacturing processes to improve product quality and cost-effectiveness; drive continuous improvement initiatives to enhance productivity and operational efficiency; develop and manage the company’s budget, ensuring alignment with strategic objectives; monitor financial performance, including revenue growth, profitability, and cost management; provide accurate and timely financial reports to the board of directors and stakeholders.
• Market Development: Lead market analysis to identify trends, opportunities, and potential risks; develop and implement marketing and sales strategies to strengthen the company’s market position; build and maintain relationships with key customers, suppliers, and partners.
• Leadership and Team Development: Foster a culture of innovation, collaboration, and high performance; provide leadership, mentorship, and guidance to the executive team and employees; ensure that the organization attracts, retains, and develops top talent.
• Compliance and Governance: Ensure compliance with local regulations and international standards; maintain strong corporate governance practices; manage risks effectively to safeguard the company’s assets and reputation.

• Education: Master’s degree in Business Administration, Management, or a related field.
• Experience: Minimum of 15 years of experience in senior leadership roles, preferably in the consumer durables or related industries.
• Proven track record in driving business growth, operational excellence, and financial performance.
• Strong understanding of the Saudi Arabian market and the broader GCC region.
• Leadership skills: Ability to inspire, lead, and manage a diverse team.
• Strategic thinker with strong problem-solving and decision-making skills.
• Excellent communication and interpersonal skills.

• Executive

• Full-time

• Management

• Manufacturing, Industrial Machinery Manufacturing, and Commercial and Service Industry Machinery Manufacturing

Overview

We are looking for an accomplished Internal Audit General Manager to lead and oversee our internal audit function. As a construction company with an extensive footprint, this role plays a pivotal part in ensuring strong corporate governance, effective risk management, and regulatory compliance, while supporting the company’s growth and investor confidence. Location: Riyadh, Saudi Arabia.

• Lead the Internal Audit department and oversee audits across projects, finance, IT and all departments.
• Design and implement a risk-based audit plan aligned with corporate strategy and regulatory requirements.
• Evaluate the effectiveness of internal controls, processes, and governance frameworks across all business units.
• Ensure compliance with local and international regulations, IFRS, and stock exchange reporting standards.
• Present detailed audit findings and recommendations to the Audit Committee, Board of Directors, and senior leadership.
• Oversee fraud risk assessments, forensic investigations, and special audits as required.
• Build strong partnerships with business leaders while maintaining independence and objectivity.
• Coordinate with external auditors and regulators to streamline processes and avoid duplication.
• Drive continuous improvement by integrating audit technology, data analytics, and global best practices.
• Lead, mentor, and develop a high-performing audit team with succession planning in mind.

• Bachelor’s in Accounting, Finance, or Business Administration (MBA or Master’s preferred).
• Professional certifications such as CIA, ACCA, or CISA required.
• Minimum of 12–15 years of audit experience, with 5+ years in a leadership role.
• Experience within projects and constructions preferred and experience must be in the private sector.
• Strong knowledge of IFRS, internal audit standards, and publicly listed company regulatory requirements.
• Excellent stakeholder management and communication skills with the ability to influence at Board level.

• Director

• Full-time

• Accounting/Auditing

• Holding Companies, Real Estate, and Investment Management

Overview

We are seeking a highly skilled Chief Compliance Officer (CCO) to join our automotive dealership and distribution company. The ideal candidate will be responsible for overseeing and ensuring compliance with all regulatory requirements, internal policies, and industry standards. This role is pivotal in maintaining the integrity and reputation of our organization while fostering a culture of compliance across all levels. The CCO will report directly to the CEO and work closely with various departments to identify compliance risks and implement effective controls. The successful candidate will have a deep understanding of the automotive industry, regulatory frameworks, and best practices in compliance management.

• Develop, implement, and maintain a comprehensive compliance program that aligns with the company's strategic goals.
• Conduct regular compliance audits and assessments to identify areas of risk and ensure adherence to policies and regulations.
• Provide guidance and training to employees on compliance-related matters, fostering a culture of ethical behavior and accountability.
• Monitor changes in laws and regulations affecting the automotive industry and ensure the organization adapts accordingly.
• Collaborate with internal teams to develop and enforce compliance policies and procedures that mitigate risk.
• Serve as the primary point of contact for regulatory agencies and manage all communications related to compliance issues.
• Prepare and present compliance reports to the executive team and the board of directors, highlighting key risks and mitigation strategies.
• Investigate and resolve compliance-related issues and concerns in a timely and effective manner.
• Lead compliance-related projects and initiatives aimed at improving the overall compliance posture of the organization.
• Engage with external auditors and consultants to enhance the effectiveness of the compliance program.

• Proven experience in a compliance role within the automotive industry or a related field.
• Strong understanding of regulatory requirements and compliance frameworks applicable to automotive dealerships.
• Exceptional analytical skills with the ability to assess complex compliance issues and develop practical solutions.
• Excellent communication and interpersonal skills, capable of building relationships at all levels of the organization.
• Strong leadership skills with a track record of leading compliance teams and initiatives.
• Demonstrated ability to influence and drive change within an organization.
• High level of integrity and ethical standards, with a commitment to transparency and accountability.
• Ability to work under pressure and manage multiple priorities effectively.
• Advanced degree in law, business administration, or a related field is preferred.
• Professional certifications such as:
• Certified Compliance and Ethics Professional (CCEP)
• ISO 37301: Compliance Management System
• SAMA Regulatory Compliance Certification
• SMA (Saudi Market Authority) Compliance Certification
• Certified Risk and Compliance Management Professional (CRCMP) or equivalent.

• Regulatory Knowledge: A thorough understanding of local and international regulations affecting the automotive industry, ensuring compliance with all legal standards.
• Risk Management: Expertise in identifying, assessing, and mitigating compliance risks, enabling proactive management of potential issues.
• Communication Skills: Strong verbal and written communication abilities to effectively convey compliance policies and procedures to staff and stakeholders.
• Analytical Skills: Proficiency in data analysis and interpretation to evaluate compliance metrics and identify trends that inform decision-making.
• Leadership: Proven leadership capabilities to inspire and guide teams in fostering a culture of compliance throughout the organization.

Overview

The Cigna Group is a global health company committed to improving health and vitality. We partner to innovate solutions for better health. Our global workforce of more than 70,000 colleagues works through Cigna Healthcare and Evernorth Health Services to fulfill our mission to improve the health and vitality of the more than 190 million customer relationships we serve in more than 30 countries and jurisdictions. Cigna Healthcare International serves domestic and globally mobile employees and individuals. Cigna Middle East and Africa offers health solutions to employers, governments and individuals and is on an exciting growth journey. Cigna KSA is our newest branch in the MEA region and is the first foreign company to receive an insurance license through IA in the Kingdom of Saudi Arabia.

This role is open to Saudi National ONLY.

We are seeking an experienced and dynamic Chief Commercial Officer to lead our sales and client management teams and drive ambitious growth targets across our portfolio of health insurance solutions in the Kingdom of Saudi Arabia. The successful candidate will be responsible for developing and implementing Commercial strategies, managing and leading the sales & client management teams, and building and maintaining strong relationships with key brokers, partners and stakeholders within the Cigna business.

• Be critical input into: Market Strategy/Product Strategy/Service Model Design
• In conjunction with the CEO KSA develops annual Saudi market plan.
• Lead activities of the Sales and Client Management team to achieve sales, persistency, rate action and case profitability goals.
• Support broad-based prospecting and prospecting strategies within the KSA. Identify prospects within KSA and GCC and develop optimal distribution channels to target those prospects.
• Work with the Head of Sales to develop individualized strategies for approaching prospective clients based on prospect’s unique business needs and long-term relationship potential.
• Contribute to implementation of cross-selling strategies/campaigns in conjunction with other regional sales leaders. Maximize opportunities to leverage Global Employer Segment worldwide cross selling.
• Drive optimal case size/type mix to ensure long term profitability of portfolio.
• Work with the Sales Managers to conduct prospect and customer needs assessment and fact-finding to determine client key objectives, concerns, needs. Identify areas where CIGNA products and services solve client problems and meet individual needs. Diagnose problems with clients’ current benefits design in areas where CIGNA can provide a better service.
• Develop effective localised Client Management strategies, especially with regards to the people and renewal/pricing strategy.
• Support the delivery of presentations to clients, prospects and brokers or consultants identifying areas where CIGNA can address benefit issues.
• Work with client management to ensure efficient hand over and success of client relationships.
• Effectively manage Sales & Client management department budget. Generate and follow up new business leads to meet sales and profitability targets in line with overall strategy. Research and develop new business opportunities.
• Active member of the KSA Core Senior Leadership Team
• Collates and reports in Sales Team KPI’s – Manages SFDC process and accuracy for regional and global reporting (CRM software).

• Experience in change management evaluation, planning and execution.
• Strong business acumen, with proven ability to leverage knowledge base to quickly come up to speed in new business areas and new types of projects.
• Experience evaluating, developing and implementing business strategy.
• Has proven results of building and creating new structures using creativity and innovation management.
• Experience, ability and willingness to share knowledge and coach individuals with varying levels of experience.
• Detail oriented, with proven time management and organization skills (including the ability to engage in multiple tasks and meet deadlines/standards).
• Ability to deal with ambiguity, embracing change and helping others see it as an opportunity and stay focused on goals while adapting to change.
• Comfortable with raising questions, issues, ideas or suggestions to co-workers at all levels across all organizations.
• Act with a sense of urgency to research questions or issues brought by the team. Identify the right parties or resources to resolve these issues (organizational agility). Follow up with these parties to drive resolution and provide on-going feedback to individual(s) who raised the question or issue.
• Excellent communication skills - verbal and written and training, along with excellent presentation skills.
• Ability to work in a matrix environment.

Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

EEO statement: Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

Accommodation: If you require reasonable accommodation in completing the online application process, please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.

• Executive

• Full-time

• Business Development and Sales

• Hospitals and Health Care

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A global scaling fintech with a strong footprint across India, the Middle East, Europe, and South America is preparing to launch its Electronic Money Institution (EMI) operations in the Kingdom of Saudi Arabia.

Our mission is to build secure, seamless, and inclusive digital payment infrastructure that connects merchants and consumers across borders.

As Chief Executive Officer – KSA, you will lead the company’s market entry, regulatory setup, and commercial expansion in the Kingdom. You will be responsible for obtaining and operationalizing the SAMA EMI license, building the local leadership team, and driving business growth in alignment with national digital transformation goals.

This is a high-impact, strategic leadership role for a fintech executive with deep knowledge of Saudi Arabia’s payments and financial ecosystem.

Key Responsibilities

Market Entry & Strategy

• Lead the end-to-end launch of the EMI business in KSA, including license acquisition, operational setup, and market penetration.
• Develop and execute the go-to-market strategy, ensuring product localization and competitive differentiation.
• Identify key merchant segments, partnerships, and ecosystem collaborations across banks, fintechs, and large retailers.
• Align commercial priorities with Vision 2030 and national financial inclusion objectives.

Regulatory & Compliance Leadership

• Oversee the EMI licensing process with SAMA, ensuring full adherence to all regulatory requirements.
• Build strong relationships with SAMA, government authorities, and industry stakeholders.
• Establish and maintain AML/CFT, data privacy, and operational compliance frameworks that meet both local and global standards.

Leadership & Organization Building

• Recruit and lead a high-performing KSA leadership team across commercial, compliance, operations, and technology.
• Embed a culture of integrity, innovation, and accountability.
• Drive alignment between local operations and global strategy.

Commercial Growth & Partnerships

• Take full P&L responsibility for the KSA business.
• Lead enterprise and merchant acquisition strategies to grow transaction volumes and market share.
• Forge strategic alliances with banks, telcos, eCommerce platforms, and payment partners to expand acceptance.

Stakeholder Engagement

• Act as the senior representative of the company in KSA to regulators, investors, partners, and media.
• Provide regular business performance updates to the Board and global management.

Key Requirements

• Proven track record as CEO, MD, or Country Head in fintech, payments, or financial services.
• Strong understanding of the Saudi payments ecosystem, including EMI regulations, digital wallets, and local payment schemes.
• Demonstrated success in launching or scaling a regulated financial institution in KSA.
• Expertise in licensing, compliance, and governance within regulated environments.
• Strategic yet hands-on leadership approach with strong communication and execution capabilities.

Preferred Qualifications

• Experience with EMI, open banking, or payment acquiring platforms.
• Exposure to VC/PE-backed fintech environments.
• Degree in Finance, Business, or related discipline; MBA preferred.
• Fluency in English and Arabic highly desirable.

• Seniority level Executive

• Employment type Full-time

• Job function Information Technology

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Riyadh, Saudi Arabia | Posted on 09/24/2025

• Responsible for managing the financial aspects of an organization and provide strategic financial guidance to support its overall goals and objectives.
  

• Oversee financial planning, budgeting, and forecasting
  
• Develop financial strategies that support the company's business goals, ensuring sustainable growth and profitability.
  
• Ensure the company remains compliant with all financial regulations in all operating countries.
  
• Guide financial decisions by applying company policies and federal regulations to current economic landscape.
  
• Oversee financial reporting and ensure timely submission of quarterly and annual reports as required by Tadawul.
  
• Ensure the company's financial practices are in line with statutory regulations and legislation in KSA, UAE, and Egypt.
  
• Oversee audits and liaise with external auditors.
  
• Ensure financial transparency and clarity in all reporting.
  
• Represent the company to investors and financial analysts, providing clear insights into the company’s financial health and strategic direction.
  
• Play a vital role in company disclosures, ensuring investors and the public have an accurate portrayal of its financial standing.
  
• Identify and manage financial risks related to currency exchanges, especially if the company is doing business in multiple currencies.
  
• Oversee risk management and insurance functions of the company
  
• Ensure optimal capital structure and manage company’s liquidity and investments.
  
• Oversee treasury functions including cash management, banking relationships, and corporate finance.
  
• Drive operational efficiencies across all offices, ensuring that the company maximizes its returns from its resources.
  
• Work closely with other department heads to understand cost drivers and identify cost-saving measures.
  
• Oversee the company’s tax planning to ensure efficiency and compliance with tax regulations in all operating countries.
  
• Liaise with tax consultants in KSA, UAE, and Egypt to ensure optimal tax strategies.
  
• If the company is looking to grow through mergers or acquisitions, the CFO will play a key role in assessing potential deals, securing financing, and integrating new acquisitions.
  
• Lead the finance team across all locations and foster a culture of continuous learning and development.
  
• Ensure the finance teams in all offices work collaboratively and efficiently.
  
• Engage with the Board of Directors, providing them with financial insights and assisting in strategic decision-making.
  
• Collaborate with other executives to align financial and business strategies.
  

• Bachelor’s degree in finance, accounting, economics, business administration, or any related field.

• +15 years of experience.

• Saudi Nationality is must.

• Financial Management Knowledge.

• Accounting and Reporting skills.

• Financial Analysis and Decision Making.

• Taxation and Regulatory Compliance.

• Comprehensive Benefits: Enjoy full social insurance and healthcare coverage to support your well-being.

• Continuous Growth: Stay ahead in a rapidly evolving world with access to ongoing learning and development opportunities.

• Autonomy & Impact: Define success on your terms. We provide the freedom, tools, and support you need to thrive and make a meaningful difference.

• Inclusive Culture: Be your authentic self. Join a team that values every voice, celebrates diversity, and fosters innovation through inclusion.