164 Business Solutions jobs in Saudi Arabia

Proudly voted a Great Place to Work, we are a dynamic startup in the SaaS space that is revolutionizing how businesses communicate. Our team is made up of 500 energetic and passionate Unifones who are dedicated to delivering the best possible experience to 5000+ customer-centric companies.

We pride ourselves on our fun and collaborative work environment, where creativity and new ideas are constantly encouraged. As shareholders in the business, we’re so much more than a group of passionate communicators. We are Unifones. Join our team and be a part of something big!

Meet the team!

At Unifonic, our Customer Success team is dedicated to ensuring our clients have the best experience possible. Our dynamic and energetic team is the main point of contact for our customers and plays a critical role in fostering long-lasting relationships. We work closely with our clients to understand their needs and help them fully utilize our services to achieve their business goals. With a passion for customer service and a can-do attitude, you'll thrive in this fast-paced and ever-changing environment.

As a Technical Customer Success Manager , you willbe accountable for building and maintaining relationships with customers, influencing long-term strategic direction, and acting as a trusted advisor driving engagement at the CXO level with technology decision-makers.

Help us shape the future of communications by:

• Serving as a technical liaison between sales and product development teams to nurture deals through the sales process and assist in solution design, quote, proposal, RFP response, and other documentation requirements.

• Understanding the conversational automation platforms, their offerings/capabilities, and the problems that these offerings can solve for Enterprises in each Industry and each function.

• Attending meetings with Sales team members during which you will be required to understand customer pain points, customer requirements, and business goals and suggest the most appropriate solution for the customer.

• Participating in problem escalation and call prevention projects to help clients and other technical specialists increase their efficiency when using the company's products.

• Implementing product demos and pilots to showcase the company's value to prospects and clients.

• Providing timely, prioritized, and complete client-based feedback to Product Management, Sales, Support, and/or Development regarding client’s business cases.

• Building and implementing Success Plans for assigned customers.

• Managing day-to-day Customer Success functions for assigned customers.

• Increasing customer adoption of Unifonic services, while minimizing churn.

• Assisting the Sales/Account Management teams in upselling and cross-selling.

• Coordinating efforts for cross-functional needs.

What you will bring:

• Hands-on 5+ years of experience in selling technology solutions, managing Customer Success, Customer Experience, Customer Excellence, and/or Delivery in a related industry (SaaS, Telecommunications, etc).

• Bachelor's degree in Engineering, Software, or other IT-related fields.

• Experience in a technology-driven industry, PAAS and/or SAAS preferably.

• Ability to create a positive experience for the customers by maximizing service and/or product offerings and building relationships.

• Ability to think long-term while making decisions and building relationships.

• Ability to understand and solve customers' needs and problems.
  

• Excellent interpersonal and relationship-building skills: Leading multi-stakeholder relationships and closely collaborating with virtual teams.

• Fluency in Arabic and English with excellent writing/editing and verbal communication skills.

As a Unifone you will receive a range of benefits:

• Competitive salary and bonus.

• Unifonic share scheme (we are all owners!).

• 30 holiday days after your first anniversary.

• Your Birthday off!

• Flexible working arrangements.

• Spend up to 25 Days per year working from anywhere in the world!

• Paid leave for new parents.

About Boutique Group

Boutique Group is redefining luxury hospitality by transforming Saudi Arabia's most iconic historic and cultural palaces into ultra-luxury boutique hotels. With a commitment to storytelling, authenticity, and excellence, curating exceptional hospitality experiences that celebrate the Kingdom's rich history while setting new benchmarks in the industry. Boutique Group's growing portfolio includes The Red Palace, Al Hamra Palace, and Tuwaiq Palace, each being meticulously restored to preserve its historical significance while being reimagined for contemporary of ultra-luxury hospitality.

At Boutique Group, we lead the way in redefining what's possible. Taking the exquisite, making it extraordinary, we are a culture that celebrates transformation. A young company for a youthful nation, our energy is honed and harnessed by the mentorship of hospitality's leading names. Here, you can be part of something bigger, crafting luxury hospitality's next chapter.

Job Details

Job Title

Business Solutions Senior Specialist

Reports to

Business Solutions and applications Senior Manager

Section

IT

Department

Business Solutions

Job Purpose

To lead the execution of complex business solutions activities across ERP and systems by managing business requirements, validating process enhancements, coordinating UX/UI reviews, and ensuring solution alignment with operational needs. The role plays a key part in translating functional goals into technology deliverables while ensuring system usability and process integration.

Key Accountabilities

Operational Plans

• Contribute to the successful execution of system enhancement plans by coordinating requirement gathering, process analysis, and design validation.
• Support business transformation projects by translating user needs into actionable solution specifications.

Policies, Systems, Processes, Procedures, and Standards

• Apply standardized documentation templates and analysis methodologies to ensure consistency and traceability of all business requirements.
• Maintain alignment with established IT governance standards.

Requirement Gathering

• Lead structured interviews, requirement workshops, and process reviews to capture business needs across Oracle ERP, Finance, and related systems.
• Develop and maintain functional specifications, BRDs, and use case documentation that align with system capabilities and business expectations.
• Validate and track requirement implementation progress, managing updates to the requirement repository as changes are introduced.

Process Mapping

• Collaborate with departments to assess current workflows and propose process enhancements during system rollout or reconfiguration.
• Design future-state process maps and recommend efficiency improvements that align with digital best practices.
• Support the identification of automation opportunities in repetitive, manual business processes.

Solution Integration Oversight

• Document and validate business-side integration needs across multiple platforms and ensure coordination between systems such as ERP, POS, HRIS, and finance solutions.
• Monitor system dependencies during configuration or release cycles and escalate integration risks to the Senior Manager.
• Collaborate with technical teams to ensure that integration reflects business logic and maintain data consistency.

UX/UI Design

• Review wireframes, prototypes, and functional screens to ensure alignment with business user experience expectations.
• Coordinate feedback loops between users and developers to enhance usability, layout consistency, and user interface intuitiveness.
• Support refinement of UI logic based on test sessions, feedback reviews, and process validation outcomes.

Documentation and Reporting

• Maintain all functional solution documentation, including version-controlled requirements, process diagrams, and business case inputs.
• Prepare weekly updates on assigned deliverables, including requirement status, pending clarifications, and risks impacting implementation.

Qualifications, Experience

Education:

Bachelor's degree in computer science, Information Technology, or a related field.

Experience:

3-4 years of Experience in any related field

About the Company:

Albilad Capital, the investment arm of Bank Albilad, was established in 2008 with a current capital of 500,000,000 Saudi Riyals, licensed by the Saudi Capital Market Authority (License No to provide dealing activities, arrangement, advisory, custody, investment management and funds operations as well as investment management of securities. Albilad Capital seeks to meet the needs of individual and institutional investors by providing innovative and Sharia-compliant investment products and services, including Investment Banking Advisory, Corporate Finance, Custody and Brokerage Services, in addition to Asset Management Services through Investment Funds and Discretionary Portfolio Management (DPM).

About the Role:

The AVP – Business Solutions is responsible for leading the strategic standardization and execution of business analysis practices across the company. This role owns the development and implementation of a unified BA framework that enhances requirement elicitation, improves requirement quality, and accelerates project delivery. By driving cross-functional collaboration, engaging stakeholders, and coordinating with IT and vendors, the AVP ensures that business requirements are captured accurately, efficiently, and in alignment with regulatory standards and organizational goals. This role plays a critical part in enabling transformation initiatives by delivering high-impact, techno-functional solutions that support the company business and investment strategies.

Key Responsibilities & Accountabilities:

Business Analysis Leadership

• Define and implement a standardized business analysis framework across the company.
• Ensure consistent delivery of high-quality business requirements across all units.
• Monitor and improve BA performance metrics, including turnaround time and quality.
• Lead the development and adoption of BA tools, templates, and best practices.

Stakeholder Engagement & Requirement Management

• Facilitate structured requirement elicitation sessions with internal stakeholders.
• Validate and prioritize business needs to ensure alignment with strategic goals.
• Resolve requirement ambiguities through collaborative analysis and documentation.
• Maintain strong relationships with business units to ensure ongoing alignment and feedback.

Vendor & IT Collaboration

• Coordinate with IT and vendors to ensure solutions meet business and regulatory requirements.
• Support vendor selection and evaluation processes from a business analysis perspective.
• Translate business needs into functional specifications for external solution providers.
• Monitor vendor deliverables to ensure alignment with documented requirements.

Regulatory & Domain Expertise

• Ensure all business requirements comply with Saudi regulatory frameworks.
• Integrate capital markets domain knowledge into requirement analysis and solution design.
• Act as a subject matter expert on investment products and operational processes.
• Liaise with compliance and legal teams to validate regulatory alignment of solutions.

Team Direction & Capability Building

• Mentor and develop junior business analysts to build internal capability.
• Set clear goals and execution plans for cross-functional project teams.
• Promote a culture of continuous improvement and knowledge sharing within the BA function.
• Lead performance reviews and provide feedback to enhance team effectiveness.

Qualifications:

Education

• Bachelor's degree in (technology).
• CBAP, TOGAF or business analysis certifications is a plus.

Experience

• Minimum 8-12 years' experience in financial services industry with at least 3 years in capital markets working in technology department.

Required Skills:

• Competent knowledge in English and Arabic, Spoken and Written.
• In-depth knowledge about CMA, Saudi Regulators and relevant regulations.
• Strong leadership skills with the ability to lead and motivate a team.
• Excellent communication and interpersonal skills for effective collaboration.
• Strong analytical and problem-solving skills for issue resolution.

Riyadh, Saudi Arabia

Date posted

Sep 10, 2025

Job number

Work site

Up to 50% work from home

Travel

0-25%

Role type

Individual Contributor

Profession

Technology Sales

Discipline

Solution Engineering

Employment type

Full-Time

Join a high-performing Area HQ team driving AI innovation across strategic growth markets in Middle East and Africa. As a Solution Engineer for Finance & Supply Chain, you'll lead remote pre-sales engagements, shaping outcomes for enterprise customers with deep ERP expertise and a strong focus on AI transformation.

You'll collaborate with specialists, partners, and engineering teams to deliver compelling demos, workshops, and technical strategies that showcase the value of D365 F&SC, Copilot Studio, and AI Agents. Your work will help accelerate deal velocity, secure competitive wins, and support enterprise-wide adoption.

This role is ideal for someone passionate about guiding organizations through digital transformation—enhancing productivity, unlocking new opportunities, and delivering exceptional experiences through AI-powered solutions.

Microsoft's mission is to empower every person and every organization on the planet to achieve more. As employees we come together with a growth mindset, innovate to empower others, and collaborate to realize our shared goals. Each day we build on our values of respect, integrity, and accountability to create a culture of inclusion where everyone can thrive at work and beyond.

Required Qualifications

• Proven experience in enterprise solution engineering or technical sales roles.
• Track record of owning technical win strategies and leading complex customer engagements
• Recognized as a trusted advisor and thought leader; actively contributes to community learning and cross-team coaching of junior engineers.
• Proven years technical pre-sales or technical consulting experience
  
  OR Bachelor's Degree in Computer Science, Information Technology, or related field AND a few years technical pre-sales or technical consulting experience OR Master's Degree in Computer Science, Information Technology, or related field AND a couple years technical pre-sales or technical consulting experience OR equivalent experience
• Professional English proficiency;
• Proficiency in Modern Standard Arabic (MSA) is preferred

Preferred Qualifications

• Solutions pre-sales best practices including but not limited to; discovery, building and crafting solution strategies that differentiate from the competition, value-based selling, identifying, and expanding product opportunities
• Proven years experience with cloud and hybrid, or on premises infrastructures, architecture designs, migrations, industry standards, and/or technology management.
• Deep Understanding of Sales and Service Dynamics 365 solutions like Finance, Supply Chain, Project Operations, and AI Agents offerings like Copilot Studio
• Certification in relevant technologies or disciplines (e.g., D365, Power Platform).

• Owns the technical win strategy for each opportunity. Engage with Business Decision Makers (BDMs) and Technical Decision Makers (TDMs) to translate their priorities and goals to solution vision by addressing business challenges, prioritized with business value and by leveraging deep Dynamics 365 F&SC expertise to secure technical decisions.
• Orchestrates customer envisioning workshops, whiteboard design sessions, and compelling technical demos across Dynamics 365 F&SC, Copilot Studio, AI Agents.
• Leads proof-of-Concept engagements for high-priority scenarios, documenting POC outcomes and mapping customer solution requirements. Translate these findings into detailed technical plans – including migration pathways to D365, recommended migration tools – with clear milestones and risk mitigation strategies, captured in a Technical Close Plan for seamless hand-off to SI partners.
• Showcases Microsoft's unique value in AI-powered business process D365 solutions to win technical decisions against major competitors. Anticipate and address technical blockers – such as AI-related compliance, privacy, or security concerns – early in the sales process, developing mitigation plans that instill confidence in D365 solutions.
• Leverages the Microsoft partner ecosystem to enhance and scale solution delivery from early stages to assist with complex demos, POCs, and solution builds, ensuring their industry or domain expertise complements the sales strategy. Orchestrate co-selling and co-innovation with partners.
• Works closely with the Customer Success Unit (CSU) and deployment teams to ensure customers realize value from their Dynamics 365 investments. Secure a clear deployment plan for every deal, including agreed success metrics and adoption milestones. Drive early adoption of high-value, consumption-based features like Copilot Studio and Dynamics 365 AI Agents by capturing usage intent during pre-sales and incorporating it into the Technical Close Plan.

Benefits/perks listed below may vary depending on the nature of your employment with Microsoft and the country where you work.



Industry leading healthcare



Educational resources



Discounts on products and services



Savings and investments



Maternity and paternity leave



Generous time away



Giving programs



Opportunities to network and connect

Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.

Do you want to love what you do at work? Do you want to make a difference, an impact, and transform people's lives? Do you want to work with a team that believes in disrupting the normal, boring, and average?

If yes, then this is the job for you. webook.com is Saudi’s #1 event ticketing and experience booking platform in terms of technology, features, agility, and revenue, serving some of the largest mega events in the Kingdom with over 2 billion in sales. webook.com is part of the Supertech Group, which also includes UXBERT Labs, one of the best digital and user experience design agencies in the GCC, along with Kafu Games, the largest esports tournament platform in MENA.

The VP of Sales & Business Solutions will lead the company’s revenue-generating activities, with direct responsibility for sales strategy, customer acquisition, account management, and business solutions delivery. This role ensures scalable sales operations, deep customer engagement, and maximization of revenue opportunities.

Key Responsibilities:

1. Develop and implement sales strategies to meet and exceed revenue targets.
2. Build scalable sales processes with strong pipeline management and high conversion rates.
3. Oversee pricing strategies, customer segmentation, and channel distribution.
4. Drive enterprise, B2B, and solutions-based sales approaches.
5. Own sales revenue targets, including accurate planning and forecasting.
6. Develop KPIs for sales performance and continuously optimize sales operations.
7. Ensure high customer retention and expansion through proactive account management.
8. Partner with product and technology teams to align customer needs with tailored business solutions.
9. Provide consultative, value-driven solutions to key clients.
10. Influence product roadmap with market and customer insights.
11. Lead, mentor, and scale the sales and account management teams.
12. Establish a performance-driven culture with clear KPIs.
13. Build succession plans and future leadership pipelines.

Qualifications:

• Proven track record as VP of Sales, Head of Sales, or similar role in high-growth companies.
• Strong expertise in B2B/enterprise/solutions sales environments.
• Deep experience in sales forecasting, pipeline management, and account growth.
• Excellent communication, negotiation, and leadership skills.

The opportunity
As new markets open up and technology advances at a dramatic pace, the world of supply chain and operations is becoming increasingly complex. At the same time, clients understand just how vital effective, sustainable operational management is to their global success. We are currently aiming to recruit an Assistant Manager to join our team.

As a Procurement professional, you'll use your analytical insight to drive our clients' global business performance. Working as part of a high-performing team, you'll deliver exceptional client service and help leading organizations improve their procurement and sourcing performance.

Our Supply Chain & Operations – Procurement team members provide insights into Procurement transformation covering:

• Spend Management – cost optimization, category management, strategic sourcing.
• Procurement Operating Model Transformation
• Procurement Digitalization
• Procurement Operations
• ESG

Your Key Responsibilities
Drawing on your knowledge and experience, you'll create innovative commercial insights for clients, adapt methods and practices to fit operational team and cultural needs, and contribute to thought leadership. You will actively contribute to improving operational efficiency on projects and internal initiatives.

Skills And Attributes For Success
To qualify for the role, you must have:

• Strong Procurement projects background in industry or consulting
• 3 to 5 years' experience at a tier 1 consultancy
• Outstanding academic record to at least Batchelor degree level
• Experience and Passion for one of Digital solutions and trends, operating model development, third-party spend management, ESG, or leading supply chain solutions
• Excellent communications skills including verbal, written, and presentation skills.
• Entrepreneurial flare and the ability to identify business opportunities and cross sell different services and/or products
• Arabic speaking and reading are an advantage but not essential.

Ideally, you'll also have:
An analytical mindset

• A change mindset
• A continuous learning mindset
• A teaming mindset
• The ability to travel across the region

What We Look For
We're interested in professionals with a deep understanding in Procurement change, across Sectors. You'll need to be comfortable handling several responsibilities at once, often with shifting priorities. It's a highly collaborative environment, where you'll be building and maintaining relationships with colleagues and clients at all levels – so you'll also need to be genuinely engaging, with interests and contacts in communities outside of your work life.

What Working At EY Offers
We offer a competitive compensation package where you will be rewarded based on your performance and recognised for the value you bring to the business. We also offer:

• Support and coaching from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that's right for you

About EY
EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.
Build your legacy with us.
Apply now.

Location: Riyadh

Other locations: Primary Location Only

Date: Oct 1, 2025

Requisition ID:

At EY, we’re all in to shape your future with confidence.

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.

Join EY and help to build a better working world.

EY is a leading global consultancy firm dedicated to delivering innovative solutions to complex business challenges. With a reputation for excellence, we collaborate with clients across various industries to drive transformational change, optimize performance, and achieve sustainable growth.

As a Senior Consultant, you will play a vital role in delivering strategic insights and effective solutions to our clients. You will lead engagement streams and oversee junior team members, working collaboratively with team members and business leaders. Leveraging your industry knowledge, analytical abilities, and creative strategies, you will facilitate impactful change, enhance operational efficiency, and build strong client relationships

• Lead and manage specific workstreams within client engagements, ensuring timely, high-quality delivery aligned with overall project goals
• Serve as a key contact for client stakeholders on assigned workstreams, contributing to effective communication and relationship-building
• Guide and supervise senior consultants and analysts, providing quality checks, coaching, and day-to-day oversight
• Support in providing strategic solutions to clients by analyzing their challenges, identifying opportunities, and designing tailored, high-impact recommendations
• Drive the creation of compelling deliverables, including reports, presentations, and strategic recommendations
• Validate and synthesize quantitative and qualitative analyses to support evidence-based decision-making
• Identify and flag potential delivery risks or challenges early, offering practical solutions and adjustments as needed
• Collaborate with managers and engagement leaders to align internal resources and capabilities with client needs
• Support business development efforts by contributing to proposal development, opportunity scoping, and stakeholder research
• Actively invest in personal development by expanding sector knowledge and seeking mentorship and feedback

Education : Bachelor’s degree from a leading institution

• 5+ years of experience in management consulting, strategy development, or business transformation.
• Experience working with senior stakeholders and managing client relationships

Skills:

• Client Co-Creation and Solution Design
• Structured Problem-Solving and Critical Thinking
• Business Case Development and Implementation Planning
• Data-Driven and Technology-Enabled Solutioning
• Systems Thinking and End-to-End Process Integration
• Based in the Middle East (KSA, UAE, Qatar,.), with flexibility for remote and onsite engagements.
• High-performance team culture fostering continuous learning and development
• Travel may be required based on client needs

Highly motivated individuals with excellent problem-solving skills and the ability to prioritize shifting workloads in a rapidly changing industry. An effective communicator, you’ll be a confident team player that collaborates with people from various teams while looking to develop your career in a dynamic organization.

At EY, we’ll develop you with future-focused skills and equip you with world-class experiences. We’ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more .

Are you ready to shape your future with confidence? Apply today.

To help create an equitable and inclusive experience during the recruitment process, please inform us as soon as possible about any disability-related adjustments or accommodations you may need.

EY | Building a better working world

EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.

Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.

EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.

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EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.

Manager - Business Consulting - SC & Operations - LPM - KSA

Location: Riyadh

Other locations: Primary Location Only

Date: Sep 28, 2025

Requisition ID:

We currently are seeking a highly motivated Manager to lead client engagement teams, work with a wide variety of clients to deliver professional services and participate in business development activities on strategic and global priority accounts.

Our Supply Chain & Operations team members provide insights into Procurement transformation covering:

• Spend Management – cost optimisation, category management, strategic sourcing
• Procurement Operations
• ESG

This team focuses on helping clients run their supply chains effectively in order to improve their business performance

As a Manager your key role will be to lead large transformational client engagements as well as internal projects. Drawing on your knowledge, skills and experience, you will establish valued relationships with external clients at the “”C” level. You will lead large global and regional bids, proposals and thought leadership. You will lead teams at our clients, supporting them with improving their business performance. You will be responsible for presenting executive summary findings to enact change. You will manage multiple EY colleagues across levels and client team members. You will review other’s work to ensure it is of a high quality. You will mentor others as they progress in their own career.

• Strong experience and track record of leading successful procurement transformations in industry or consulting
• Experience of managing staff on multiple projects and providing direction to team members
• 5+ years’ experience at a tier 1 consultancy
• Outstanding academic record to at least Batchelor degree level
• Experience and passion for one of Digital solutions and trends, operating model development, third-party spend management, ESG, or leading supply chain solutions
• Excellent communications skills including verbal, written, and presentation skills
• Entrepreneurial flare and the ability to identify business opportunities and cross sell different services and/or products
• Arabic speaking and reading an advantage but not essential

• An analytical mindset
• A change mindset
• A continuous learning mindset
• A teaming mindset
• The ability to travel across the region

Alongside your comprehensive and proven technical expertise you will also be a born leader with a passion for:

• Developing people through effectively supervising, coaching, and mentoring all levels of staff
• Conducting performance reviews and contribute to performance feedback for all levels of staff
• Contributing to our people initiatives that include recruiting and retaining our professionals

We offer a competitive compensation package where you will be rewarded based on your performance and recognised for the value you bring to the business. We also offer:

• Support and coaching from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that’s right for you

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.