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Relationship Manager - Corporate Banking

Al Khobar, Eastern region SAB

Posted 2 days ago

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Job Description

Title: Corporate Banking - Relationship Manager

Group: Corporate & Institutional Banking

Location: Khobar

Working Hours: 8:00 AM to 5:00 PM (Sunday to Thursday)

Core Responsibilities
  • Understands the client’s requirements and assesses, discusses and agrees on a deal's desirability in coordination with Products and Credit partners, to ensure these business requirements can be met and the client's investment would be sustainable and consistent.
  • Support the growth of key corridors Develops account plans in a consistent and timely manner in order to swiftly follow-up on identified business opportunities and provides regular updates within the team about the portfolio's accounts development.
  • Carries out the process of client coverage and origination through delivering of the bank's full suite of products and services including transaction services, debt markets, treasury and Islamic banking products in order to ensure clients are advised on the right product and services for them.
  • Builds and maintains effective relationships with clients and manages their accounts under the guidance and support of the Team Leader, in order to ensure business continuity and to help the clients make the right decisions with their accounts and explain the financial services on offer to them.
  • Holds regular meetings with portfolio clients and maintains ongoing dialogue with them to discuss their financial needs and introduce products and services in order to maximize portfolio revenues and to ensure that they are aware of all products/services relevant to their situation and credit analysis.
  • Acts as main point of contact for all clients in their portfolio in order to ensure appropriate servicing and effective resolution of issues. Keeps aware of all the services and products the clients are utilizing from the bank, and issues, requests, etc. raised across any department of the bank, in order to ensure awareness about the client.
  • Collaborates with colleagues in IBSA, Treasury, Global Transaction and Receivable Finance etc., seeking opportunities where these functions can provide their services and solutions.
  • Collects credit requests and documents from the clients and conducts initial analysis, to check plausibility against preliminary rejection criteria, and submits necessary documents to Credit partners in order to facilitate the credit analysis and approval process.
  • Ensures appropriate cross sell to achieve benchmarked returns on relationships, per segment standards.
  • Prepares Credit review Applications and provides comments to the Credit partners in order to ensure quality and completeness of all applications before approval.
  • Ensures the quality of the credit portfolio is maintained by reviewing proposals and identifying and assessing all risks inherent in credit exposures including appropriate KYCC, etc.
Requirements
  • Bachelor's or master's degree in Finance or any related major.
  • +2 years of experience in Corporate Banking.
  • Strong knowledge and Experience in Credit Review.
  • Strong English and Arabic written & spoken.

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Financial Advisor ( Sports Industry )

Al Khobar, Eastern region Saudi Aramco

Posted 11 days ago

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Job Description

Aramco energizes the world economy. Aramco occupies a special position in the global energy industry. We are one of the world’s largest producers of hydrocarbon energy and chemicals, with among the lowest Upstream carbon intensities of any major producer.

With our significant investment in technology and infrastructure, we strive to maximize the value of the energy we produce for the world along with a commitment to enhance Aramco’s value to society.

Headquartered in the Kingdom of Saudi Arabia, and with offices around the world, we combine market discipline with a generations’ spanning view of the future, born of our nine decades experience as responsible stewards of the Kingdom’s vast hydrocarbon resources. This responsibility has driven us to deliver significant societal and economic benefits to not just the Kingdom, but also to a vast number of communities, economies, and countries that rely on the vital and reliable energy that we supply.

We are one of the most profitable companies in the world, as well as amongst the top five global companies by market capitalization.

Overview

The capital owner of Al-Qadsiah Club, Saudi Aramco are seeking a Finance Specialist with sport operations experience to provide essential financial support to the Human Resources & Corporate Services Business Line.

Al-Qadsiah Club, based in Al Khobar, Saudi Arabia, is a multi-sport club that participates in a wide range of athletic and recreational disciplines beyond football. It is known for its commitment to developing athletes across different sports.

This critical role will advise management on finance best practices, make recommendations for adoption, analyze operating statements and financial positioning, forecast business performance and earnings, and synthesize this information into business advice and recommendations.

Key Responsibilities

As a successful candidate you will be required to perform the following:

  • Ensure financial risks mitigation strategies are developed
  • Monitor QCC Performance against SA Established targets/ KPIs
  • Ensure adherence to SA financial and legal regulations
  • Benchmark against local and international Sports Clubs for best practices and financial strategy.
  • Evaluate financial models and forecasts to guide strategic decisions.
  • Assess and advise on potential investment avenues to maximize returns.
  • Generate comprehensive financial reports and dynamic presentations.
  • Offer financial advice and guidance to internal stakeholders based on astute analyses and projections.
  • Conduct regular financial performance analysis and provide insights into profitability and cost management, and long-term financial sustainability.
  • Manage cash calls for pre-player trading, events and financial commitments.
  • Understand and manage key financial metrics, including: net transfer value and commercial value in Football operations.
  • Implement cost control mechanisms and review cost evolution of the club, including: making recommendations on where to optimize or reduce spending.
  • Oversee the implementation of cost management practices to ensure operational efficiency and assess financial risks and support developing mitigation strategies.
  • Manage communications and engagement with key stakeholders, primarily the Company’s and Club’s Senior Management; ensure clear and concise financial reporting to support decision-making.
Minimum Requirements

As a successful candidate, you will hold a:

  • Bachelor's Degree in Finance, Accounting, Economics, or a related field from an accredited university. Advanced degree is a plus.
  • Professional Certifications; such as: CPA, CFA, CMA is preferred.
  • Minimum of 10 years’ experience related to Finance within Sports industry.
  • Proven successful track record of performing similar roles within large, complex, international Sports organizations and/or Football Clubs; ideally with exposure to the Middle East.
  • Strong analytical, communication, and stakeholder management skills, with the ability to thrive in a fast-paced, results-oriented environment.
  • Strong experience in financial risk management, particularly in managing large player transfer budgets and related financial risks.
Working Environment

Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

At Aramco, our people work on truly world-scale projects, supported by investment in capital and technology that is second to none. And because, as a global energy company, we are faced with addressing some of the world’s biggest technical, logistical and environmental challenges, we invest heavily in talent development.

We have a proud history of educating and training our workforce over many decades. Employees at all levels are encouraged to improve their sector-specific knowledge and competencies through our workforce development programs – one of the largest in the world.

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SENIOR PATIENT FINANCIAL SERVICES SPECIALIST.

Al Dhahran, Eastern region Johns Hopkins Aramco Healthcare

Posted today

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SENIOR PATIENT FINANCIAL SERVICES SPECIALIST. Job Title

SENIOR PATIENT FINANCIAL SERVICES SPECIALIST.

Job Family Function

CFO

Job Code Reports to Job

Business Unit Lead

Job Description Summary

The Senior Patient Financial Services Specialist reviews and approves daily reconciliation reports, oversees complex eligibility and coverage issues, guides on special cases reduced payment and medical discounts, provides direct and indirect assistance to patients regarding financial responsibilities, and insurance coverage. This includes explaining charges, payment expectations and patient share copayment, and front line cash and Tax invoicing , cash collection and processing refunds, guides patient through available payment options and installment plans to ensure patient satisfaction and efficient financial services.

Strategic Roles & Responsibilities %

20

Strategic Roles & Responsibilities
  • Ensure patient financial services and eligibility processes comply with relevant regulations and standards
  • Implement and review policies and procedures to maintain compliance and collaborating with legal and regulatory teams to address any potential issues
  • Mentorship on providing support to patients regarding their financial responsibilities and insurance coverage
  • Collaborate and foster open and candid communication with various departments such as preauthorization billing collections and insurance to ensure a seamless and compliant financial services experience Perform regular monitoring the internal and external referrals for efficiency
Operational Roles & Responsibilities %

80

Operational Roles & Responsibilities
  • Oversee and manage cases involving reduced payments and medical discounts ensuring patients receive the necessary financial assistance
  • Resolve and manage or escalate complex financial issues and coverage discrepancies
  • Review and approve daily reconciliation reports and maintain detailed reconciliation records to ensure accuracy and completeness of financial transactions
  • Develop and implement procedures for handling financial adjustments and evaluate the effectiveness of financial assistance programs
  • Collaborate with other departments as required and prepare management reports to support informed decisionmaking
Bachelor degree in Finance, Healthcare Management, or a related field; with relevant Master degree preferred Professional Certifications Required

None

Years of Experience

Minimum 13 years' experience in Healthcare Financial Services

Languages

English:Fully Proficient ; Arabic:Fully Proficient

  • Audit Reporting
  • Data Collection
Core Competencies
  • Integrity
  • Accountability
  • Cybersecurity
  • Person-Centered Care
Acknowledgement

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

No

Supplemental Work/Experience/Education Information #J-18808-Ljbffr
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Assurance – External Audit Manager (Financial Services) – Riyadh, KSA

Al Khobar, Eastern region PwC Middle East

Posted 15 days ago

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Job Description

Line of Service

Assurance

Industry/Sector

Not Applicable

Specialism

Assurance

Management Level

Manager

Job Description & Summary

PwC Global Overview

With offices in 152 countries and almost 328,000 people, we are among the leading professional services networks in the world. We help organisations and individuals create the value they are looking for, by delivering quality in Assurance, Tax and Advisory services.

PwC Middle East Overview

Established in the region for 40 years, PwC has around 8,000 people in 12 countries across the region: Bahrain, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Oman, the Palestinian territories, Qatar, Saudi Arabia and the United Arab Emirates.

Our regional team with its tailored solutions, brings international experience, helping our clients meet the challenges and opportunities of doing business in the Middle East market, and beyond.

Line of Service Overview

Our Middle East Assurance practice includes over 2,300 people based in 12 countries across the region and is part of PwC’s global network that is operating worldwide. PwC Middle East’s Assurance practice combines the right mix of human-led and tech powered solutions to provide our clients with quality audits and other risk services that create confidence and impact in our region and across society.

What is expected from you?

As an Audit Manager/Senior Manager, you will be in charge of an iconic client portfolio and you will be responsible for managing the full cycle of your audit assignments. You will be working as part of a team of problem solvers with extensive Auditing experience. Your job duties will include but will not be limited to:

  • Assisting proactively in the management of a portfolio of client, where you will be responsible for the day-to-day management client liaison and technical issues management
  • Being responsible for business development activities to help identify and research opportunities on new/existing clients along with building and maintaining strong relationships with clients
  • Developing strategies to solve complex technical challenges and contribute to the development of your own and your team’s technical acumen
  • Assisting in the management and delivering of large projects, ensuring that key deadlines are met
  • Acting in charge of designing the audit strategy and managing the audit execution in alignment with the engagement leader guidance. You will advise clients on financial reporting and regulatory developments, as well as staying up to date with the regulatory changes by attending internal and external seminars
  • Managing client relations with senior management, including delivering presentations to the board of directors and audit committees
  • Ensuring you are adhering to compliance with the risk, quality and independence matters
  • Keeping up to date with local and national business and economic issues
  • Being responsible for the coaching, mentoring and development of team members reporting to you while caring about their well-being
  • Encouraging involvement in digital initiatives and the use of audit transformation technologies, as well as the use of alternative delivery models, in order to ensure compliance with our firm’s vision and ensure a more robust audit
  • Taking part of the recruitment process for interviewing and selecting the most competent candidates as per PwC hiring standards

What will you bring?

You are ambitious and get use of opportunities to grow and develop. In addition, you recognise yourself in the following characteristics:

  • A Bachelor’s degree in accounting, finance or other related academic major
  • Minimum of 6-10 years of professional experience in external financial audit in one of the big 4
  • Completed a recognised professional qualifications such as ACCA, CA, ACA, CPA
  • Experience in auditing Banking / Insurance clients is considered an asset
  • Excellent communication, presentation, and interpersonal skills that allow you to thrive in a team environment
  • Bilingual proficiency in Arabic and English (oral and written) is a plus
  • Strong project management skills and experience managing an audit from planning to completion
  • Applying the international standards on Auditing (ISAs) on the external audit of financial services with profound IFRS knowledge relevant to the FS practice (such as IFRS9, IFRS17) and financial services regulations
  • Confidence in challenging yourself and others to complete high quality testing and documentation
  • Ability to establish and nurture positive relationships across all levels – both internally and externally
  • Driving innovative thinking and supports others through change and uncertainty to overcome hurdles
  • Experience encouraging a team environment that promotes collaboration and constructive challenge and has demonstrated the ability to act quickly to resolve team issues and questions
  • Taking pride in your work and in the Audit profession, showing resilience and demonstrating dedication to self-development including being agile and innovative in the digital world
  • Promoting and encouraging others to value difference when working in diverse teams
  • Knowledge in any Audit technologies, and experience using Data Analytics tools is a plus

Why you’ll love working for PwC

We’re a business that leads with the heart and we prioritise our people. Led by our value of care, we find ways to help our people, our clients and one another. With PwC, you will ignite a meaningful career and will be provided with a range of financial and non-financial rewards and benefits designed to encourage your growth, like:

  • A competitive remuneration plan in which you will be rewarded for your success and acknowledged for the value you provide to our company.
  • We encourage an inclusive and diverse culture where people can be themselves, are valued for their strengths and are empowered to be the best they can be. This makes us strong as a business, enabling us to solve important problems and deliver value to our clients.
  • A flexible workframe to encourage work-life balance.
  • We care about our employees’ mental health and well-being by providing specialists to offer advice, as well as meditation, yoga, and other relaxation online sessions.
  • Limitless opportunities for continuous learning and digital upskilling.
  • A friendly atmosphere that encourages innovative mindsets, relationships development, and assisting others in growing and working in ways that bring out their best.
  • A competitive Schooling allowance and insurance packages (As per PwC policy).

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