496 Analyst Roles jobs in Saudi Arabia
Financial Analyst
Posted today
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Job Description
- Location Alkhobar/Kingdom of Saudia Arabia
- Terms Full-Time
We are seeking a proactive "Financial Analyst" to join our dynamic team. Financial analysts will analyze financial statements to evaluate investment opportunities. Create financial modeling for investors to find profitable investments. Recommend individual investments and collections of investments
Responsibilities- Reports to Chief Development Officer
- Leading all activities in financial and legal workstream to achieve financial close.
- Present weekly updates to Sr. Management and apprising them of risks involved.
- Monitor timelines and ensure they are adhered to agreed timelines.
- Manage transaction advisors deliverables in line with the agreed scope of work.
- Ensure project delivery on agreed timeline.
- Update and build scenarios on financial models.
- Prepare templates for raising funds through debt and equity.
- Assist in dealings and negotiations with banks and project sponsors for debt and equity raise.
- Prepare and manage annual budgets and forecasts for PPP projects and other business units of the company.
- Ensure that expenditures are authorized, approved, and supported by adequate documentation.
- Undertake basic financial analysis (i.e. budget variance) to support information needs.
- Assess and structure projects/bids to maximize the potential for commercial financing and catalyzing additional sources of capital.
- Providing insights on projects, reports, agreements, and other project documents related to PPP projects.
- Lead in project negotiations with the Client, and other third-party contractors and subcontractors.
- Review legal documentation for projects.
- Maintenance of timesheets.
- Review of financial documents.
- Understanding financial model, creating scenarios for investors, analysis of IRR and cash flows of the project.
- Being involved in financing workstream of projects and working towards achieving lower rate of interest.
- Supporting higher management in efforts to get EBL facility.
- Handle insurance workstream of the project along with seniors.
- PPP modelling experience required.
- Project finance related financial modelling experience required.
- Ability to review and negotiate financing term sheets.
- Understanding of financial statements and key accounting principles.
- Ability to build financial model from scratch.
- Understanding of the process to take project from Bid award to financial close.
- Understanding of different debt terms (balloon, bullet, amortizing, soft mini-perm).
- Bachelors degree in similar field.
- 3+ years of experience in similar field.
Financial Analyst
Posted 1 day ago
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Job Description
Job Summary:
The Accounting & Financial Analyst is responsible for supporting both accounting and financial analysis functions, including general ledger maintenance, financial reporting, accounts payable and receivable, budgeting, and financial planning. The role ensures accuracy in financial records, assists in cash management, conducts financial analysis, and supports valuation exercises, all while adhering to company policies and compliance requirements.
Key Responsibilities:
1. Financial Accounting & Bookkeeping
· Maintain general ledger records, ensuring transactions are accurately recorded and aligned with company policies and accounting standards.
· Assist in month-end and year-end closing processes, including account reconciliations and journal entries.
· Support the preparation of financial statements, such as balance sheets, income statements, and cash flow reports.
· Participate in fixed asset tracking, ensuring proper classification and depreciation schedules.
· Assist in maintaining internal controls, ensuring compliance with financial policies and regulations.
2. Accounts Payable & Receivable
· Process vendor invoices, employee reimbursements, and other payments, ensuring proper approvals and documentation.
· Assist in managing accounts receivable, tracking outstanding balances, and following up on collections.
· Prepare aging reports, highlighting overdue payments for necessary follow-ups.
3. Budgeting & Financial Planning
· Support the preparation of annual budgets and quarterly forecasts, working closely with finance teams to ensure accuracy.
· Assist in monitoring budget vs. actual performance, identifying variances, and providing basic financial insights.
· Help in compiling financial stewardship reports for internal use and reporting to stakeholders.
4. Banking & Cash Management
· Monitor daily cash balances and assist in preparing cash flow reports.
· Help prepare cash call requests and coordinate with banks to obtain bank statements and resolve any discrepancies.
· Assist in bank reconciliations, ensuring alignment between company records and bank transactions.
5. Financial Analysis & Reporting
· Support financial analysis tasks, including cost variance analysis and profitability assessments.
· Assist in the preparation of key performance indicators (KPIs) and financial dashboards.
· Conduct basic financial modeling and scenario analysis to support decision-making.
· Assist in preparing reports on business performance, providing insights to management.
6. Investment & Valuation Support
· Support the preparation of valuation exercises for portfolio companies, assisting in financial due diligence.
· Assist in conducting comparative financial analysis to support investment decision-making.
· Help in reviewing financial statements of investee companies and flagging potential risks.
7. Compliance & Audit Support
· Assist in internal and external audits, preparing necessary documentation and responding to audit queries.
· Ensure financial records are properly maintained and stored for compliance purposes.
· Support compliance with VAT, withholding tax, Zakat, and other regulatory requirements.
8. Policies, Systems & Process Improvements
· Follow company accounting and financial policies, ensuring compliance with internal controls.
· Suggest process improvements to enhance efficiency in financial operations.
· Assist in the implementation of new financial systems and automation tools to streamline accounting and reporting tasks.
Qualifications and general competencies:
· Bachelor’s degree in Accounting, Finance, or a related field.
· 1-3 years of experience in accounting, finance, or financial analysis.
· Basic knowledge of accounting principles, financial analysis, and reporting standards.
· Strong proficiency in Microsoft Excel and accounting software.
· Ability to perform financial reconciliations and basic financial modeling.
· Strong communication skills, both written and verbal, with the ability to convey financial information clearly to stakeholders.
· Excellent attention to detail and accuracy in financial reporting.
· Ability to work independently and collaborate with teams.
· Good problem-solving and analytical skills to support financial decision-making.
· Basic understanding of investment valuation and financial statement analysis is a plus.
· Partial or full pursuit of SOCPA, CPA, ACCA, CMA, or CFA certification is preferred but not required.
Working Conditions:
The Accounting & Financial Analyst will work in a structured and fast-paced environment, handling both accounting and financial analysis responsibilities. The role may require extended hours during peak financial periods, such as audits, budget cycles, and reporting deadlines.
#J-18808-LjbffrFinancial Analyst
Posted 7 days ago
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Job Description
Direct message the job poster from Qantara Development Investment Co.
OverviewThe Financial Analyst will support the Finance function in driving financial performance, strategic planning, and project viability assessments across real estate and PPP portfolios. The role demands strong analytical skills, advanced financial modeling expertise, and the ability to translate complex data into actionable insights for management and project stakeholders.
Responsibilities- Develop and maintain project-specific financial models for PPP and real estate developments, covering revenue streams, cost structures, financing assumptions, and lifecycle cash flows.
- Drive the budgeting and forecasting cycle , ensuring financial plans are aligned with contractual commitments, project milestones, and funding structures.
- Design and automate management dashboards for executive reporting, integrating KPIs across operations, FM, and project financial performance.
- Conduct monthly and quarterly variance analysis , highlighting key deviations against budget, forecast, and business case metrics.
- Prepare detailed sensitivity and scenario analyses to support decision-making on pricing, asset utilization, lease structures, and funding strategies.
- Partner with commercial, operations, and project management teams to assess financial impact of contract variations, change orders, and scope adjustments.
- Support Board and Lender reporting , ensuring compliance with financing covenants and submission timelines under CTA or similar project documents.
- Maintain strong governance and control over financial data integrity, reporting processes, and documentation as per internal and lender audit requirements.
- Contribute to strategic presentations and business reviews with NEOM and other key stakeholders.
- Professional Qualification: CPA / CA / ACCA / CFA (mandatory or final stage).
- Education: Bachelor’s degree in finance, Accounting, or Economics (Master’s preferred).
- Experience: 5–8 years of relevant experience in financial planning & analysis, preferably in real estate, infrastructure, PPP, or facility management sectors.
- Financial modeling for project finance / PPP structures
- Budgeting, forecasting, and variance analysis
- Dashboarding and data visualization (Excel, Power BI, Tableau)
- ERP / EPM systems (SAP, Oracle, or equivalent)
- Financial covenant compliance and lender reporting
- Strong commercial and analytical mindset with a deep understanding of project economics.
- Advanced proficiency in Excel-based modeling and data analytics tools.
- Ability to synthesize complex financial data into concise management insights.
- Excellent stakeholder management skills across finance, technical, and operations functions.
- High attention to detail, integrity, and ability to work in a fast-paced, project-driven environment.
- Opportunity to work on landmark real estate and PPP projects under NEOM and similar giga-project frameworks.
- Exposure to multi-stakeholder environments , including lenders, sponsors, and government entities.
- Dynamic and performance-oriented culture with strong career growth potential.
- Competitive compensation and benefits package.
- Seniority level: Mid-Senior level
- Employment type: Full-time
- Job function: Finance, Strategy/Planning, and Analyst
- Industries: Construction, Real Estate, and Housing and Community Development
Referrals increase your chances of interviewing at Qantara Development Investment Co. by 2x
Section Head of Financial Planning & Analysis
Associate/Analyst, Equity Trading, Saudi Arabia Coverage, Riyadh
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#J-18808-LjbffrFinancial Analyst
Posted 7 days ago
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Job Description
Overview
The Financial Analyst supports the organization’s financial planning, analysis, and reporting activities. This role is responsible for analyzing financial data, preparing reports, and providing insights to support business decisions. The Financial Analyst collaborates with various departments to ensure accurate forecasting, budgeting, and performance tracking.
Responsibilities- Budgeting and Forecasting: Facilitate the Finance Manager in budgeting, forecasting, and financial planning processes across the organization. Develop and maintain financial models to support forecasting, scenario planning, and decision-making. Conduct variance analysis to compare actual performance against budgets and forecasts, providing actionable insights and recommendations.
- Strategic Financial Planning: Collaborate with senior leadership to design and implement long-term strategic plans. Evaluate business opportunities through profitability and ROI analysis. Facilitate the Finance Manager in scenario planning to assess potential outcomes of strategic initiatives. Facilitate the Finance Manager in integrating strategic plans into financial forecasting processes.
- Data Analysis and Reporting: Prepare and deliver management reports, including dashboards, KPIs, and financial insights. Identify trends, risks, and opportunities that may impact financial performance. Ensure consistency, accuracy, and integrity in financial data across systems and reports.
- Expected Credit Losses: Ensure compliance with accounting standards (IFRS) and SAMA regulations for Financing Companies for recognizing expected credit losses. Calculate and report ECL figures as part of financial statements. Analyze how ECL impacts financial performance and forecasts. Control receivables staging and maintain company’s ECL to lowest levels.
- Operational Finance and Cost Management: Partner with operations teams to analyze cost structures and identify efficiency opportunities. Monitor and report on operational performance metrics and their financial implications. Develop cost allocation models and provide insights into cost drivers. Support operational decision-making by linking operational metrics to financial outcomes.
- Senioriy level: Associate
- Employment type: Full-time
- Job function: Finance
Financial Analyst
Posted 10 days ago
Job Viewed
Job Description
Overview
Surbana Jurong Group is a global multi-disciplinary urban, infrastructure, and management services consultancy. We are seeking a Finance Analyst to support our financial planning and project management operations across our expanding portfolio of major projects in the AMEP region.
Key Responsibilities- Support project teams with financial budgeting, project planning, and cost control activities.
- Assist in reviewing, analysing, and reporting month-end project performance data, supporting monthly review cycles.
- Facilitate the creation and setup of new projects, ensuring policy compliance and accurate project recognition.
- Conduct financial and performance analysis, including cost allocation, earned value management, and scenario modelling.
- Manage lock-up processes, ensuring timely preparation of invoices and supporting documentation per client contracts.
- Provide project employees with relevant financial information to support project delivery and cost management.
- Support major projects, joint ventures, and alliances through cost monitoring, cash flow management, invoicing, and financial audits.
- Contribute to finance onboarding and training for new hires and ongoing staff development.
- Assist with financial systems improvements, tools rollouts, and process automation initiatives.
- Respond to finance-related queries across project planning, accounts payable/receivable, and monthly reviews.
- Support the achievement of financial performance targets through sound governance and strategic reporting.
- Contribute to new business integration, due diligence, and operational alignment of acquired or subsidiary entities.
- Obtain and manage appropriate approvals under the Instrument of Delegation (IoD).
- Engage effectively across all business levels and contribute to monthly management and opportunity review meetings.
- Bachelor’s degree in Finance, Accounting, or a related discipline (Master’s degree or CMA preferred).
- Proven experience as a Finance Analyst within a consulting, engineering, or project-based organisation.
- Minimum 10 years of relevant experience in financial planning, project accounting, and performance management.
- Strong understanding of financial reporting, budgeting, tax, accounting standards, and business compliance.
- Proficiency in ERP systems and financial tools (e.g., Oracle, SAP, Workday, or equivalent).
- Excellent analytical and communication skills, with strong attention to detail.
- Demonstrated ability to work collaboratively across functions and deliver outcomes under tight deadlines.
At Surbana Jurong, we believe our people are the heart of our success. Joining our team means working alongside world-class professionals on transformative projects that make a real impact. We offer a diverse, inclusive, and forward-thinking work environment that fosters growth, innovation, and continuous learning.
We are committed to talent, hard work, teamwork, and a positive work culture that encourages creative and collaborative problem-solving. Join us in making a positive impact on the world.
Seniority level- Mid-Senior level
- Full-time
- Finance and Sales
- Professional Services
Financial Analyst
Posted 10 days ago
Job Viewed
Job Description
Provide high quality and timely analytical support to management. Proactively and effectively communicate key issues to management. Design and develop analytical tools to improve data collection and management reporting efforts. Track financial status by monitoring variances from budget and financial plans. Determine financial status by comparing and analyzing plans and forecasts with actual results. Reconcile transactions by comparing and correcting data. Increase productivity by developing automated applications, eliminating duplications, and coordinating information requirements. Provide information to management by collecting and summarizing data, preparing reports, and making presentations of findings, analyses, and recommendations. Communicate information to staff and team members on a regular basis, keeping them up-to-date and soliciting their input on current issues and critical tasks. Accomplish finance and organization mission by completing related results as needed.
Job SpecificationExcellent communication and presentation skills. Proven ability to communicate with and present to all levels of management. Strong leadership skills, including coaching and team building. Ability to influence and work effectively in a fast-paced, global, highly-matrixed environment. Strong business acumen and demonstrated proficiency in driving results. Highly motivated with the ability to drive results. Proficient in Access, Excel, PowerPoint, and SAP.
Information Technology and Services - Rawalpindi, Pakistan
#J-18808-LjbffrFinancial analyst
Posted 13 days ago
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Job Description
Job Purpose:
The Financial Analyst is responsible for managing and executing treasury operations, including sales revenue collection, payments processing, foreign currency transactions, and the arrangement of short- and long-term loans. The role also involves investing cash surplus with financial institutions, preparing and analyzing financial ratios and cash flow, and generating monthly and quarterly treasury reports (e.g., investments, loan exposure, and market insights).
Main Responsibilities:
- Monitor the collection of sales into company revenue accounts.
- Execute payments to local and overseas suppliers and employees; manage foreign currency transactions.
- Prepare the companys monthly cash flow requirements.
- Invest cash surplus in various instruments.
- Evaluate and select appropriate financing instruments.
- Arrange short- and long-term loans at optimal cost and terms.
- Determine monthly financing needs for operations.
- Issue and amend Letters of Credit (LCs) and Letters of Guarantee (LGs).
- Record entries for loans, investments, and FX transactions.
- Resolve payment rejections with financial institutions.
- Analyze working capital and financial ratios.
- Assist with monthly and yearly book closings.
- Prepare investment, exposure, guarantees, and loan reports (monthly/quarterly/yearly).
- Prepare reports on bank charges and other income.
- Submit financial reports to management, shareholders, and lenders.
- Monitor capital project progress.
- Prepare loan covenants and KYC requirements.
- Manage KYC requirements for financial institution onboarding.
- Support other departments with treasury-related data.
- Prepare monthly treasury accruals.
- Update and manage authorized signatories in line with organizational changes.
- Respond to government and external auditor inquiries.
- Ensure compliance with company policies, regulations, and safety procedures.
- Manage requirements related to cash sweep operations.
- Support hedging strategy evaluation and arrangements.
- Ensure timely payments of withholding tax, GOSI, and other government dues.
- Process SADAD payments promptly.
- Perform any additional duties as assigned by the supervisor/manager.
Skills
Education & Qualifications:
- Required: Bachelors degree in Finance, Accounting, Business Administration, or related field
- Preferred: Masters in Business Administration (MBA) or professional certifications (e.g., CFA, CPA)
Preferred Skills & Competencies:
- Solid knowledge of financial risk management tools, techniques, and methodologies
- Understanding of treasury front office operations
- Practical experience in FX trading, interest rate risk management, and commodities trading
- Strong financial risk management acumen
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Financial Analyst
Posted 14 days ago
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Job Description
Group Financial Planning & Analysis Manager
Al Khobar, Saudi Arabia
Job OverviewThe Financial Analyst provides financial planning, analysis, and decision-support to the CFO and senior leadership. The role consolidates information from subsidiaries, prepares Board-level reports, develops financial models, and ensures structured budgeting and forecasting. The analyst also supports strategic planning, cost management, and digital finance initiatives for Holding Group. A digital leader in Finance driving automation, leading system implementations and use of AI.
Key ResponsibilitiesFinancial Analysis & Reporting
- Consolidate financial information across subsidiaries and produce Board and ExCom reports.
- Perform variance analysis against budgets/forecasts and investigate root causes.
- Conduct ad-hoc analysis to support CFO, ExCom, and Holding Directors.
Systems & Process Leader
- Leverage ERP, consolidation software, and BI tools to drive efficiency in reporting.
- Support implementation of new systems and digital finance initiatives at Holding.
- High focus leveraging systems to drive efficiency into the planning process
- Develop dashboards and reporting templates for management use.
Budgeting & Forecasting
- Lead the preparation of annual budgets and rolling forecasts.
- Execute an organized budget process for Holding-level functions.
Financial Modelling & Strategic Support
- Build and maintain advanced financial models (Excel: pivots, lookups, match, ideally macros).
- Conduct scenario and sensitivity analyses to support decision-making.
- Provide analysis and insights for Holding Directors on forecasts and cost management.
- Assist the CFO in strategic planning and long-term financial outlooks.
Cost Management & Business Partnering
- Monitor Holding-level costs, identify saving opportunities, and recommend optimizations.
- Partner with business leaders to align financial plans with operational needs.
- Support subsidiaries in resolving analysis and reporting issues.
Time & Project Management
- Manage multiple tasks and projects with accuracy and timeliness.
- Ensure deliverables (reports, budgets, forecasts) are completed on schedule.
Internal:
- Chief Financial Officer (CFO)
- Chief Executive Officer (CEO).
- All departments within Holding Group.
- Subsidiary MDs and Finance Directors.
- All department within Subsidiaries.
External:
- Consultants.
- External Auditors.
- Bachelor’s degree in Finance, Accounting, Economics, or related field (Master’s preferred).
- Professional certification (ACCA, ACA, CMA, CPA, or equivalent) desirable.
- 3+ years of financial analysis or FP&A experience; holding company or diversified group experience is a plus.
- Strong financial modelling and advanced Excel skills (pivots, lookups, match, macros).
- Experience with ERP systems, consolidation tools, and BI platforms.
- Strong English language skills (spoken and written).
- Financial modelling, advanced Excel, forecasting, cost management.
- Ability to investigate, reason, and clearly explain findings.
- Skilled in ERP, BI, and financial reporting tools.
- Strong written and verbal skills in English; ability to produce Board-ready reports.
- Strong time and project management, detail-oriented, structured.
- Ability to work with Holding Directors and subsidiaries on forecasts and cost planning.
Financial Analyst
Posted 15 days ago
Job Viewed
Job Description
Job Summary:
The Accounting & Financial Analyst is responsible for supporting both accounting and financial analysis functions, including general ledger maintenance, financial reporting, accounts payable and receivable, budgeting, and financial planning. The role ensures accuracy in financial records, assists in cash management, conducts financial analysis, and supports valuation exercises, all while adhering to company policies and compliance requirements.
- Financial Accounting & Bookkeeping
- Maintain general ledger records, ensuring transactions are accurately recorded and aligned with company policies and accounting standards
- Assist in month-end and year-end closing processes, including account reconciliations and journal entries
- Support the preparation of financial statements, such as balance sheets, income statements, and cash flow reports
- Participate in fixed asset tracking, ensuring proper classification and depreciation schedules
- Assist in maintaining internal controls, ensuring compliance with financial policies and regulations
- Accounts Payable & Receivable
- Process vendor invoices, employee reimbursements, and other payments, ensuring proper approvals and documentation
- Assist in managing accounts receivable, tracking outstanding balances, and following up on collections
- Prepare aging reports, highlighting overdue payments for necessary follow-ups
- Budgeting & Financial Planning
- Support the preparation of annual budgets and quarterly forecasts, working closely with finance teams to ensure accuracy
- Assist in monitoring budget vs. actual performance, identifying variances, and providing basic financial insights
- Help in compiling financial stewardship reports for internal use and reporting to stakeholders
- Banking & Cash Management
- Monitor daily cash balances and assist in preparing cash flow reports
- Help prepare cash call requests and coordinate with banks to obtain bank statements and resolve any discrepancies
- Assist in bank reconciliations, ensuring alignment between company records and bank transactions
- Financial Analysis & Reporting
- Support financial analysis tasks, including cost variance analysis and profitability assessments
- Assist in the preparation of key performance indicators (KPIs) and financial dashboards
- Conduct basic financial modeling and scenario analysis to support decision-making
- Assist in preparing reports on business performance, providing insights to management
- Investment & Valuation Support
- Support the preparation of valuation exercises for portfolio companies, assisting in financial due diligence
- Assist in conducting comparative financial analysis to support investment decision-making
- Help in reviewing financial statements of investee companies and flagging potential risks
- Compliance & Audit Support
- Assist in internal and external audits, preparing necessary documentation and responding to audit queries
- Ensure financial records are properly maintained and stored for compliance purposes
- Support compliance with VAT, withholding tax, Zakat, and other regulatory requirements
- Policies, Systems & Process Improvements
- Follow company accounting and financial policies, ensuring compliance with internal controls
- Suggest process improvements to enhance efficiency in financial operations
- Assist in the implementation of new financial systems and automation tools to streamline accounting and reporting tasks
- Bachelor's degree in Accounting, Finance, or a related field
- 1-3 years of experience in accounting, finance, or financial analysis
- Basic knowledge of accounting principles, financial analysis, and reporting standards
- Strong proficiency in Microsoft Excel and accounting software
- Ability to perform financial reconciliations and basic financial modeling
- Strong communication skills, both written and verbal, with the ability to convey financial information clearly to stakeholders
- Excellent attention to detail and accuracy in financial reporting
- Ability to work independently and collaborate with teams
- Good problem-solving and analytical skills to support financial decision-making
- Basic understanding of investment valuation and financial statement analysis is a plus
- Partial or full pursuit of SOCPA, CPA, ACCA, CMA, or CFA certification is preferred but not required
The Accounting & Financial Analyst will work in a structured and fast-paced environment, handling both accounting and financial analysis responsibilities. The role may require extended hours during peak financial periods, such as audits, budget cycles, and reporting deadlines.
#J-18808-LjbffrFinancial Analyst
Posted 15 days ago
Job Viewed
Job Description
Overview
A Financial Analyst plays a crucial role in the financial health of an organization by analyzing financial data, preparing reports, and providing insights that guide decision-making. This position involves working closely with various departments to ensure financial strategies align with the company's goals. The ideal candidate will possess strong analytical skills, attention to detail, and a deep understanding of financial principles.
Responsibilities- Analyze financial data to identify trends, variances, and opportunities for improvement.
- Prepare detailed financial reports and forecasts to support strategic planning.
- Collaborate with department heads to develop budgets and monitor financial performance.
- Conduct risk assessments and recommend strategies to mitigate financial risks.
- Assist in the preparation of financial statements and ensure compliance with regulations.
- Evaluate investment opportunities and provide recommendations based on financial analysis.
- Monitor cash flow and working capital to ensure financial stability.
- Support the finance team in ad-hoc projects and initiatives as needed.
- Present findings and recommendations to senior management and stakeholders.
- Stay updated on industry trends and changes in financial regulations.
- Certificate (ACCA, CPA, CMA or CFA partial)
- Bachelor degree in accounting
- Hospitality sector experience is required
- Strong analytical and problem-solving skills.
- Excellent communication and presentation abilities.
- Proficiency in financial modeling and forecasting techniques.
- Detail-oriented with a focus on accuracy.
- Ability to work collaboratively in a team environment.
- Strong organizational and time management skills.
- Proficient in financial software and Microsoft Excel.
- Ability to adapt to changing financial regulations and standards.
- Experience in financial analysis within a corporate setting.
- Commitment to continuous professional development and learning.
- Proficient in financial analysis and reporting.
- Strong knowledge of accounting principles and financial regulations.
- Expertise in financial modeling and forecasting.
- Advanced skills in Microsoft Excel and financial software.
- Ability to interpret complex financial data and present findings clearly.