168 Risk Managers jobs in Saudi Arabia

The Risk Management Manager is responsible for leading the identification, assessment, monitoring, and mitigation of risks across the organization in alignment with the company’s Enterprise Risk Management (ERM) framework. The role ensures compliance with laws, regulations, and governance requirements of a publicly listed entity in Saudi Arabia, including Capital Market Authority (CMA) guidelines and Tadawul listing rules. It plays a critical part in preparing accurate and transparent risk disclosures for the annual Board of Directors report, in line with best practice corporate governance standards.

• Lead the implementation, maintenance, and continuous improvement of the organization’s ERM framework, policies, and procedures.
• Embed risk management practices into strategic planning, operational execution, and decision-making across all business units.
• Conduct periodic reviews of the ERM framework to align with regulatory changes and industry best practices.
• Coordinate enterprise-wide risk identification workshops and assessments with business and functional leaders.
• Maintain a comprehensive risk register covering financial, operational, strategic, compliance, reputational, ESG, and cyber risks.
• Assess risks based on likelihood, impact, and velocity, prioritizing in line with risk appetite and tolerance levels.
• Partner with functions to develop and implement mitigation strategies, controls, and contingency plans.
• Monitor key risk indicators (KRIs) and escalate emerging risks to senior management and the Board Risk Committee.
• Conduct follow-up reviews to ensure mitigation actions are implemented effectively and on time.
• Ensure risk practices comply with CMA, Tadawul listing rules, and Saudi Corporate Governance Regulations.
• Support audits related to risk management and coordinate alignment with compliance and internal audit teams.
• Prepare regular risk reports for senior management and the Board Risk Committee.
• Lead preparation of the risk section of the Annual Board Report, ensuring compliance with disclosure requirements.
• Oversee the Business Continuity Plan (BCP) and Crisis Management Framework, including testing and maintenance.
• Coordinate crisis responses to minimize operational and reputational impacts.
• Deliver risk awareness training and workshops to promote a risk-aware culture.
• Build strong relationships with regulators, external advisors, and stakeholders while staying ahead of emerging risk trends.
• Represent the company in external forums on risk management and governance.

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Professional certifications preferred: CFA, FRM, CRM, CPA, or equivalent.
• 7–10 years of experience in risk management, internal audit, or financial control, preferably in a publicly listed company or regulated industry.
• Strong knowledge of CMA guidelines, Tadawul listing rules, and Saudi Corporate Governance Regulations.
• Expertise in Enterprise Risk Management (ERM) frameworks and risk assessment methodologies.
• Strong analytical and problem-solving skills with the ability to assess and prioritize risks.
• Proficiency in developing risk registers, KRIs, dashboards, and reports.
• Experience in business continuity planning and crisis management frameworks.
• Strong stakeholder management and relationship-building skills.
• Excellent presentation, reporting, and communication skills for Board and executive audiences.
• High level of integrity, discretion, and professionalism in managing sensitive information.
• Bilingual proficiency in Arabic and English (written and spoken).

Note: This section has been reformatted for clarity and readability.

Responsible for identifying, assessing, and mitigating risks that could impact the organization's operations, reputation, or financial standing. Develops risk management policies and procedures, conducts risk assessments, monitors compliance, and provides strategic advice to senior management. Ensures risks are properly controlled and aligned with organizational objectives, industry standards, and regulatory requirements.

• Manages insurance procurement, develops and implements risk management and compliance policies/procedures, and manages claims and litigation.
• Identify, analyze, and evaluate potential risks (operational, financial, strategic, compliance, reputational).
• Conduct regular risk assessments across departments and projects.
• Design risk mitigation plans and ensure appropriate actions are taken to minimize exposures.
• Monitor and report on risk exposures and trends to senior leadership.
• Evaluates and provides recommendations regarding selection of policies, including but not limited to: Property, Casualty, General Liability, Workers’ Compensation.
• Coordinate with internal departments (finance, operations, HR, safety, legal) to embed risk management practices.
• Maintain compliance with relevant local and international regulations (e.g., ISO 31000, COSO ERM Framework).
• Participate in risk management training sessions and workshops to promote a risk-aware culture.
• Train and educate staff on risk awareness and management practices.
• Act as a liaison with external auditors and regulatory bodies regarding risk management compliance.
• Support business continuity planning and crisis management activities.
• Review contracts and agreements to identify potential risks and liabilities.
• Engage with external stakeholders like insurers, auditors, and regulatory bodies.

• 7 years of experience in Risk Management field or similar field.
• Strong knowledge of risk management frameworks (e.g., ISO 31000, COSO ERM).
• Proficient in risk assessment tools, report writing, and data analysis.
• Qualification: Bachelor degree in Risk Management, Business, or related field.
• Professional Certificate: Certified Risk Manager (CRM) or similar Certification.
• IRMCert ISO 31000 Lead Risk Manager.

• Initiative
• Excellent English
• Good presenting
• Proficiency in risk management software and tools
• Negotiation
• Professionalism
• Customer Focus
• Honesty
• Communication
• Accountability

Responsibilities

• Manages day-to-day operations of the risk management department to ensure the efficiency and effectiveness of the department’s processes. Supports the department in preparation for any enterprise risk management-related examinations conducted by external parties such as regulatory agencies or any potential internal audit.
• Designing and implementing an overall risk management process for the university, which includes an analysis of the financial impact on the university when risks occur. Contributes to the development and execution of the department's short to mid-term strategic plan to ensure alignment with the department’s strategic priorities and the university's goals.
• Conducts risk assessments, collecting and analyzing documentation, statistics, and reports, identifying potential risks that may affect the university. Reviews and assesses risk management policies and protocols; makes recommendations and implements modifications and improvements.
• Reports accurately and on time, identifying risk areas, making recommendations for improvement, and collaborating with related departments until agreed-upon actions are completed.
• Promotes organizational risk awareness culture through communications, workshops, training sessions, and informal/formal engagements, etc.
• Conducts the BIA and test/exercise planning, determining any associated compliance requirements (e.g. legal obligations to conduct a certain number and type of exercise each year).
• Assess and prioritize business processes from the resilience/availability perspective.
• Determine/specify resilience requirements, taking into account interdependencies between processes and IT systems support aspects, and prepare BC plans.
• Ensure that BC plans are prepared to a consistent level of quality, accuracy, completeness and detail, typically by preparing suitable templates.
• Take a strategic enterprise-wide view of BC, developing broad strategies and policies for BC that complement and support other routine business strategies, risk and security management objectives, IT DR policies
• Performs other job-related duties as required.

Responsibilities

• Manages day-to-day operations of the risk management department to ensure the efficiency and effectiveness of the department’s processes. Supports the department in preparation for any enterprise risk management-related examinations conducted by external parties such as regulatory agencies or any potential internal audit.
• Designing and implementing an overall risk management process for the university, which includes an analysis of the financial impact on the university when risks occur. Contributes to the development and execution of the department's short to mid-term strategic plan to ensure alignment with the department’s strategic priorities and the university's goals.
• Conducts risk assessments, collecting and analyzing documentation, statistics, and reports, identifying potential risks that may affect the university. Reviews and assesses risk management policies and protocols; makes recommendations and implements modifications and improvements.
• Reports accurately and on time, identifying risk areas, making recommendations for improvement, and collaborating with related departments until agreed-upon actions are completed.
• Promotes organizational risk awareness culture through communications, workshops, training sessions, and informal/formal engagements, etc.
• Conducts the BIA and test/exercise planning, determining any associated compliance requirements (e.g. legal obligations to conduct a certain number and type of exercise each year).
• Assess and prioritize business processes from the resilience/availability perspective.
• Determine/specify resilience requirements, taking into account interdependencies between processes and IT systems support aspects, and prepare BC plans.
• Ensure that BC plans are prepared to a consistent level of quality, accuracy, completeness and detail, typically by preparing suitable templates.
• Take a strategic enterprise-wide view of BC, developing broad strategies and policies for BC that complement and support other routine business strategies, risk and security management objectives, IT DR policies
• Performs other job-related duties as required.

Visa’s Global Risk organization is seeking a dynamic Director to join its team and lead Digital Payment risks management across Saudi Arabia, Bahrain and Oman.

This role serves as the face of Risk with external obligation to ensure Visa’s interactions with clients, partners, merchants, regulators and other third parties on risk-related matters are well informed, effective, and collectively moving the Visa ecosystem towards a stronger state. Internally, the Risk Management Director’s obligation is to leverage their market knowledge and presence to ensure Visa’s risk related policies, programs and frameworks are aligned with current and future business demands.

The Director role provides deep insights, thought leadership and support against a broader set of risk related issues and activities, including client fraud and approval optimization, credit settlement risk, anti-money laundering, deployment of Visa’s Risk solutions, the use of third parties and deployment of emerging technologies.

The Director will serve as the risk leader and advisor to the KBO business and GCC & CEMEA Risk leadership teams and will play a vital role in shaping the risk management landscape in a rapidly growing cluster.

Reporting directly to the Senior Director, Risk, GCC, this role requires frequent collaboration with internal stakeholders across the GCC and CEMEA regions, and extensive external engagements with clients, partners, government and other payment industry stakeholders.

As an individual contributor, this role requires a highly self-motivated individual, with the skills and ability to work with a diverse set of stakeholders across the Saudi Arabia, Bahrain and Oman cluster.

Five core principles provide a foundation for our work in Risk Management:

Market Knowledge: Maintain a heightened awareness of the country or regional business environment, the payment system and other risks to clients operating in each market, and the past and present tactics being deployed to mitigate these risks.

Business Alignment: Align Visa’s risk-related objectives and activities with Visa’s business goals in the same area in order to maximize long-term growth.

Relationship Management: Engage key stakeholders (clients, partners, law enforcement, government and others) to secure support for Visa’s goals and address identified risks.

Thought Leadership: Differentiate Visa by demonstrating thought leadership to payment system stakeholders on risk issues, pulling from local, regional, and global sources. As a Risk Vanguard within the cluster work with Risk to identify new & novel methods used by criminals to target clients or stakeholders and build customized and innovative risk offerings by aligning with internal stakeholders to disrupt emerging fraud & security vulnerabilities affecting the Payments Industry

Communication: Ensure strong communication and provide marketplace feedback around Visa’s risk related programs and policies, and other activities

Key Responsibilities:

Ecosystem Risk Management: Maintain a heightened awareness of the country or regional business environment, payment systems, and other risks to clients operating in each market. Stay informed about past and present tactics used to mitigate these risks. Monitor local risk-related trends and developments, such as fraud schemes, regulatory changes, and key developments required to enhance the risk profile of partners and clients as well as Visa’s risk posture. Take the lead in protecting the payment ecosystem by proactively managing Visa’s Ecosystem Integrity programs with internal and external stakeholders.

Business Alignment: Align Visa’s risk-related objectives and activities with Visa’s business goals in the region to optimize long-term growth and ensure that risk management strategies support and enhance the overall business strategy.

Risk Relationship Management: Engage key stakeholders, including clients, law enforcement, government, and other relevant entities, to secure support for Visa’s goals and address identified risks. Be the primary Visa risk expert advisor to key clients in the market. Drive customized risk engagements and provide focus to key clients, fintechs, merchants, and emerging payment stakeholders. Develop and execute a client engagement plan and materials to help clients optimize fraud performance, determine the type and frequency of engagements.

Thought Leadership: Differentiate Visa by demonstrating thought leadership on risk issues to payment system stakeholders. Participate in and orchestrate industry forums (e.g., clients, law enforcement, regulators, industry participants), and consumer awareness campaigns of payment system stakeholders to drive greater awareness and support for Visa’s payment system risk strategy. Be the point of reference in all risk-related engagement with regulatory and industry bodies. Differentiate Visa as a digital payments leader by providing clients and other stakeholders with value-added insights, best practices, conducting onsite market fraud prevention seminars (or webinars), and educational materials.

Communication: Ensure effective communication and provide marketplace feedback regarding Visa’s risk-related programs, policies, and other activities. Maintain transparency and keep all relevant parties informed about risk management initiatives and outcomes.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

• Has led underwriting operations for SME, Retail or corporate lending for a large Financial Institution for a minimum of 3 years, taking accountability for application processing and credit decisioning functions
• Led the underwriting of merchants for a large acquirer including client risk assessment and due diligence, onboarding
• Strong understanding of and experience managing acquiring risk with hands-on experience improving the acquiring risk posture of an entity.
• Experience in managing fraud risk, transaction monitoring operations, application fraud assessment, and suspicious transaction review.
• Good understanding of Anti-Money Laundering policies and operational processes
• Assessed impact of regulation on business or operations, responsible for responding to regulatory requirements, and participated or led responses to regulatory supervision or scrutiny.
• Experience with maximizing portfolio performance within the confines of local regulation.

Required

• Master’s degree required with 10+ years of progressive risk management experience working in the payment services or financial industry
• Strong understanding of the inter-dependency between Credit, Operational, Strategic and Cybersecurity Risks
• Understanding of current and emerging payment system risk trends across Middle East & Africa
• Ability to influence at senior levels both internally and externally.
• Excellent written, oral and presentation skills and an ability to synthesize complex and technical information into clear recommendations on course of action.
• Detail orientation and strong analytical skills, willingness to offer thought leadership, to think creatively, and to offer new ways to approach old problems
• Flexibility and ability to think creatively and to identify new ways to approach old problems.
• Ability to identify and pursue multiple initiatives simultaneously and deliver superior results.
• Exceptional project management and reporting skills. Strong proficiency with project management tools (i.e. Microsoft Project, Visio, PowerPoint). Proven ability to prioritize deliverables and projects to meet timelines efficiently, to adapt to changes in priorities quickly and manage multiple initiatives simultaneously to drive projects to completion and deliver quality materials under tight deadlines
• Experience determining when to escalate to management and identifying the right stakeholders for decision making
• Excellent collaboration and communications skills with experience in influencing, communicating and driving change through cross-functional groups, including the ability to diplomatically build consensus across disparate views
• Positive, proactive, solution-oriented problem solver who gets things done within a matrix organization
• Experience in preparing, and reviewing, and delivering (concise) executive level communications

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Overview

يعتبر متخصص إدارة المخاطر جزءًا حيويًا من أي منظمة، حيث يلعب دورًا رئيسيًا في تحديد وتحليل وإدارة المخاطر المحتملة التي قد تؤثر على العمليات التجارية. يتطلب هذا الدور مهارات تحليلية قوية وقدرة على التفكير الاستراتيجي لضمان استدامة الأعمال. سيكون المرشح الناجح مسؤولاً عن تطوير استراتيجيات فعالة لتقليل المخاطر وتحسين الأداء العام للمنظمة.

1. تحديد وتقييم المخاطر المحتملة التي قد تؤثر على الأعمال.


2. تطوير استراتيجيات وخطط لإدارة المخاطر.


3. تقديم تقارير دورية للإدارة حول حالة المخاطر والتوصيات.


4. تحديث السياسات والإجراءات المتعلقة بإدارة المخاطر بانتظام.


5. مهارات قيادية وقدرة على العمل ضمن فريق.


6. إلمام بأدوات تحليل البيانات والتقنيات الحديثة.

1. خبرة سابقة في إدارة المخاطر أو مجال ذي صلة 0-2 سنة.


2. مهارات تحليلية قوية وقدرة على حل المشكلات.


3. شهادة مهنية في إدارة المخاطر أو مجال ذي صلة.


4. حاصل على شهادة ISO 31000


5. مهارات تنظيمية وإدارة الوقت ممتازة. نتائج وتحسين الأداء.

• مهارات تحليل البيانات وإعداد التقارير.


• فهم شامل لمفاهيم إدارة المخاطر.


• قدرة على استخدام أدوات إدارة المخاطر الحديثة.


• إلمام بالتشريعات والمعايير المتعلقة بإدارة المخاطر.


• قدرة على التفكير الاستراتيجي واتخاذ القرارات.

Job Description

About Us :

Kaizen is the Number 1 Recruitment Leader in the MENA region and works on placing high-caliber professionals in prominent and lucrative roles across the Middle East & GCC.

The Client :

Established in 1841, it is the world’s leading source of business information and insights, enabling companies to Decide with Confidence. It operates responsibly in 64 countries across the Middle East, South Asia, Africa, and the Indian Ocean / Pacific Islands regions.

Job Description :

We are looking for a high-performing Sales Consultant based in KSA to meet our customer acquisition and revenue growth targets by keeping our company competitive and innovative.

Duties and Responsibilities :

1. Be responsible for Business Development in the assigned region.
2. Build, maintain, and manage key relationships.
3. Devise and execute appropriate marketing and promotional efforts.
4. Achieve growth and meet sales targets successfully.
5. Set objectives for each client offering.
6. Build and promote strong, long-lasting customer relationships by partnering with clients and understanding their needs.
7. Present sales, revenue, expenses reports, and realistic forecasts to the management team.
8. Identify emerging markets and market shifts while being fully aware of new products and competition.

Skills & Competencies :

• Successful previous experience as a sales representative or sales executive, consistently meeting or exceeding targets.
• Ability to communicate, make presentations, and influence credibly and effectively at all levels of the company.
• Proven ability to drive the sales process from planning to successful closure.
• Strong business sense and diverse industry expertise.
• Good communication and interpersonal skills.
• Excellent networking skills.

Qualifications :

• Preferably Bachelor's or Master's degree in Business Administration or a related field from a reputed institute.

Experience :

• Preferably 3+ years of B2B corporate sales experience.

Next Steps :

When you apply for this position, a consultant from Kaizen Firm will evaluate your resume for this role and consider you for other relevant positions that match your interests, expertise, and skill set. Your CV may be stored in our protected applicant tracking system, but your information will never be disclosed without your permission. You can browse a wide range of employment opportunities and manage your personal data rights at any time via

Requirements :

Sales

Overview

The Risk Supervisor will oversee the company’s enterprise risk management framework, ensuring risks are identified, assessed, monitored, and mitigated effectively in line with business objectives.

• Develop, implement, and monitor risk management policies, processes, and reporting frameworks.
• Conduct risk assessments across departments and projects.
• Maintain the corporate risk register and ensure timely updates.
• Collaborate with business units to identify, evaluate, and mitigate operational, financial, and strategic risks.
• Prepare risk reports and present findings to management.
• Support awareness and training initiatives to promote a risk-conscious culture.

• Bachelor’s in Business, Finance, Risk Management, or related field.
• 5+ years of relevant risk management experience.
• Strong analytical, problem-solving, and reporting skills.
• Knowledge of ISO 31000 or COSO frameworks.
• Excellent communication in Arabic and English.

• Mid-Senior level

• Full-time

• Administrative

• Insurance, Hospitality, and Wellness and Fitness Services