211 Risk Assessment jobs in Saudi Arabia

Overview

In a world of possibilities, pursue one with endless opportunities. Imagine Next!

When it comes to what you want in your career, if you can imagine it, you can do it at Parsons. Imagine a career working with intelligent, diverse people sharing a common quest. Imagine a workplace where you can be yourself. Where you can thrive. Where you can find your next, right now. We’ve got what you’re looking for.

Job Description:

Parsons is looking for an amazingly talented Specialist - Risk Assessment to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.

Responsibilities

• Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
• Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
• Develop and implement robust risk mitigation strategies and action plans to address identified risks.
• Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
• Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
• Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
• Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
• Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
• Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
• Support the continuous improvement of the organization's risk management framework and response capabilities.
• Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
• Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
• Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.

Required Qualifications

• Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
• Professional certification in risk management (e.g., CRM, ARM) is preferred.
• Minimum of 3 years of experience in risk assessment and management.
• Strong understanding of risk management principles and methodologies.
• Excellent communication and interpersonal skills.
• Ability to work under pressure and manage multiple priorities.
• Proficiency in using risk management software and tools.

Desired Skills

• Analytical and problem-solving skills.
• Attention to detail and organizational skills.
• Ability to work independently and as part of a team.
• Knowledge of relevant laws, regulations, and standards.

Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.

We truly invest and care about our employee’s wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest—APPLY TODAY!

Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to

#J-18808-Ljbffr

In a world of possibilities, pursue one with endless opportunities. Imagine Next!
When it comes to what you want in your career, if you can imagine it, you can do it at Parsons. Imagine a career working with intelligent, diverse people sharing a common quest. Imagine a workplace where you can be yourself. Where you can thrive. Where you can find your next, right now. We've got what you're looking for.
**Job Description:**
Parsons is looking for an amazingly talented **Specialist - Risk Assessment** to join our team! The Specialist (Risk Assessment) is responsible for identifying, analyzing, and evaluating risks. This role involves developing strategies to mitigate risks and ensure the Royal Commission Yanbu is prepared to handle potential threats effectively.
**What You'll Be Doing:**
+ Conduct comprehensive risk assessments to identify potential threats and vulnerabilities across all aspects of the organization's operations.
+ Analyze and evaluate the impact of identified risks on the organization's operations, services, and strategic objectives.
+ Develop and implement robust risk mitigation strategies and action plans to address identified risks.
+ Collaborate with various departments to ensure risk management practices are integrated and aligned with organizational goals and objectives.
+ Interface with other team members and interact with other departments to gather necessary information and support risk assessment activities.
+ Monitor and review the effectiveness of risk management strategies, identifying areas for improvement and implementing necessary adjustments.
+ Provide expert guidance and support during actual incidents and emergencies, ensuring effective risk response and recovery efforts.
+ Prepare and present comprehensive reports on risk assessments, mitigation strategies, and incident response activities to senior management.
+ Develop and maintain strong relationships with external stakeholders, including emergency services, regulatory bodies, and industry partners.
+ Support the continuous improvement of the organization's risk management framework and response capabilities.
+ Ensure all risk management plans are regularly reviewed, updated, and tested to reflect changes in the organizational structure, operations, and external environment.
+ Conduct regular training, workshops, and simulation exercises to enhance organizational preparedness and risk awareness.
+ Lead and participate in cross-functional risk assessment projects and initiatives to identify and address emerging risks.
**What Required Skills You'll Bring:**
+ Bachelor's degree in Risk Management, Business Administration, Emergency Management, or a related field.
+ Professional certification in risk management (e.g., CRM, ARM) is preferred.
+ Minimum of 3 years of experience in risk assessment and management.
+ Strong understanding of risk management principles and methodologies.
+ Excellent communication and interpersonal skills.
+ Ability to work under pressure and manage multiple priorities.
+ Proficiency in using risk management software and tools.
**What Desired Skills You'll Bring:**
+ Analytical and problem-solving skills.
+ Attention to detail and organizational skills.
+ Ability to work independently and as part of a team.
+ Knowledge of relevant laws, regulations, and standards.
Parsons equally employs representation at all job levels no matter the race, color, religion, sex (including pregnancy), national origin, age, disability or genetic information.
We truly invest and care about our employee's wellbeing and provide endless growth opportunities as the sky is the limit, so aim for the stars! Imagine next and join the Parsons quest-APPLY TODAY!
Parsons is aware of fraudulent recruitment practices. To learn more about recruitment fraud and how to report it, please refer to .
About Us
Parsons is a digitally enabled solutions provider focused on the defense, security, and infrastructure markets. With nearly 75 years of experience, Parsons is uniquely qualified to deliver cyber/converged security, technology-based intellectual property, and other innovative services to federal, regional, and local government agencies, as well as to private industrial customers worldwide.
Parsons is an equal opportunity, drug-free employer committed to diversity in the workplace. Minority/Female/Disabled/Protected Veteran/LGBTQ+.
For more about Parsons, visit parsons.com and follow us on Facebook, Twitter, LinkedIn, and YouTube.

Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

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Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

#J-18808-Ljbffr

Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

#J-18808-Ljbffr

Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

#J-18808-Ljbffr

Role Name: Credit Risk Assessment Consultant – Auto Financing

Location: Saudi Arabia (Remote)

Work Week: Sunday – Thursday

Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time)

Overview

Role Summary: We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Role & Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• 1. Credit Risk Analysis:
• Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations:
• Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency:
• Comfort working with credit data inputs from:
• SIMAH / Bayan Credit Bureau
• Open Banking APIs (e.g., income and obligation analysis)
• Can work with or define eligibility models, and help refine your risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design:
• Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring, → final offer
• Stakeholder Alignment:
• Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

#J-18808-Ljbffr

Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

#J-18808-Ljbffr

Overview

Credit Risk Assessment Consultant – Auto Financing. Location: Saudi Arabia (Remote). Work Week: Sunday – Thursday. Working Hours: 9:00 AM – 6:00 PM (Saudi Arabia Standard Time).

Role Summary

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.

Responsibilities

• At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
• Advise on DBR calculation, income/obligation evaluation, and risk tiers
• Review and refine credit approval frameworks
• Provide market and regulatory insight to guide model assumptions
• Validate proposed policies against market data and SAMA expectations
• Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
• Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
• Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
• Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
• Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
• Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations

Requirements

• Credit Risk Analysis: Experience with consumer credit evaluation, ideally in auto-financing or personal loans
• Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks
• Ability to design or review credit policies for used cars, salaried vs. self-employed, etc
• Familiarity with SAMA Regulations: Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection
• Understanding how credit decisions must align with regulatory compliance in KSA
• Data & Tech Fluency: Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau and Open Banking APIs
• Can work with or define eligibility models, and help refine risk engine logic
• Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes
• Process & Workflow Design: Experience designing or reviewing credit approval workflows (manual or automated)
• Can define stages like: pre-screening → document check → scoring → final offer
• Stakeholder Alignment: Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design
• Experience working with LOS (Loan Origination Systems) or CRM systems is a plus

Nice-to-Have Skills

• Prior work at a BNPL, auto-leasing, or consumer finance company
• Can help with pilot program design to test risk logic in-market
• Familiarity with machine learning basics to support collaboration with data teams on smarter credit models

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Human Resources

Industries

• Transportation, Logistics, Supply Chain and Storage

Referrals increase your chances of interviewing at Soum by 2x

Get notified about new Assessment Consultant jobs in South Asia.

#J-18808-Ljbffr